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225 Blue Springs Blvd, Cadiz, KY, 42211

4beds
4baths
4,678sqft
$450,000
$96price/sqft
$3,275/moest. monthly cost
$131,000/yrincome needed

About This Home

Beautiful Colonial-Style Home in Sought-After Blue Springs Estates w/COVERED BOAT SLIP – This stunning 4-bedroom, 3.5-bath home is perfectly situated on 1.7 manicured acres with year-round water views of Lake Barkley. Classic charm meets modern comfort with a grand entryway, formal living and dining rooms, large eat-in kitchen, a bright sunroom, and a spacious 443 sq. ft. screened porch that’s perfect for relaxing and entertaining. The shaded backyard offers a peaceful retreat and an easy walk or golf cart ride to the community boat dock and slips. A covered boat slip in the Blue Spring Boat Club's community slips with electricity included. Located just minutes from Lake Barkley State Park Lodge and Marina, this property offers the perfect blend of timeless elegance and lake lifestyle living in one of the area’s most desirable neighborhoods.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10
Trigg County High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Electric Range,Trash Compactor,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 304
  • Dimensions: 19x16

Bedroom2

  • Features: Bath
  • Level: Bath
  • Area: 176
  • Dimensions: 11x16

Bedroom3

  • Features: Bath
  • Level: Bath
  • Area: 176
  • Dimensions: 11x16

Bedroom4

  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Formal
  • Level: Formal
  • Area: 154
  • Dimensions: 11x14

Features

  • Ceiling Fan(s),Entrance Foyer,Walk-In Closet(s),High Speed Internet,Kitchen Island
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,088
  • Finished area above ground: 3,590

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,678
  • Total interior livable area: 4,678 sqft

Kitchen

  • Area: 315
  • Dimensions: 21x15

Living Room

  • Features: Formal
  • Level: Formal
  • Area: 609
  • Dimensions: 21x29

Master Bathroom

  • Features: Suite
  • Level: Suite

Other

  • Features: Florida Room
  • Level: Florida Room
  • Area: 192
  • Dimensions: 16x12

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 108
  • Dimensions: 9x12

Property

Details

  • Parcel number: S123727C
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Patio & porch: Deck,Covered,Porch,Patio,Screened
  • Exterior features: Balcony
  • Topography of land: Corner Lot,Level,Views,Wooded

Lot

  • Lot size: 1.70 Acres
  • Features: Corner Lot,Level,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Basement,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$336$4,032
Property Taxes $295$3,540
Electricity $369$4,433
Total$3,275$39,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,285/yr
40% on housing$98,250/yr
45% on housing$87,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 42211$131
Trigg County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 42211$157
Trigg County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-15Price change$475,000
2025-09-26Listed for sale$485,000
2025-09-01Listing removed$499,000
2025-05-20Price change$499,000
2025-04-03Price change$525,000
2025-01-08Listed for sale$549,500
2023-04-06Listing removed$583,000
2023-02-08Price change$583,000
2022-10-20Price change$598,000
2022-10-06Listed for sale$625,000

For Sale by Agent

AgentKaren Randels
BrokerageRE/MAX NorthStar

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