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314 Birdsong Dr, Cadiz, KY, 42211

5beds
3baths
3,568sqft
$555,000
$156price/sqft
$3,973/moest. monthly cost
$158,920/yrincome needed

About This Home

Owner occupied ..extremely motivated sellers. 2hr notice required..Another property guest home will also before sale this is a 2bed 1bath log cabin. Bonus FPO BUYERS AGENT

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
7/10
3/10
Trigg County High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Apartment,Exterior Entry,Finished,Full

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 255
  • Dimensions: 15x17

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 180
  • Dimensions: 12x15

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 240
  • Dimensions: 16x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Den

  • Features: Separate
  • Level: Separate
  • Area: 252
  • Dimensions: 12x21

Dining Room

  • Features: Formal
  • Level: Formal
  • Area: 156
  • Dimensions: 12x13

Features

  • Air Filter,Ceiling Fan(s),High Ceilings,Open Floorplan,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 1,759
  • Finished area above ground: 1,809

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 3,568
  • Total interior livable area: 3,568 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 224
  • Dimensions: 14x16

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 224
  • Dimensions: 14x16

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Recreation Room

  • Features: Basement Level
  • Level: Basement Level

Property

Details

  • Parcel number: S2025A11
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Covered,Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Level

Lot

  • Lot size: 2.80 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$415$4,980
Property Taxes $471$5,652
Electricity $281$3,381
Total$3,973$47,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,217/yr
40% on housing$119,190/yr
45% on housing$105,946/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 42211$129
Trigg County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 42211$157
Trigg County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$555,000
2026-08-01Listing removed$599,000
2026-04-03Price change$599,000
2026-01-23Listed for sale$749,000
2026-01-01Listing removed$599,000
2025-09-25Price change$599,000
2025-05-15Price change$635,250
2025-02-10Price change$830,000
2024-11-26Listed for sale$950,000
2015-09-24Sold$257,000
2015-08-17Pending sale$269,900
2015-06-10Price change$269,900
2015-04-24Listed for sale$274,900
2014-11-29Listing removed$269,900
2014-05-17Listed for sale$269,900
2005-10-04Sold$210,000

For Sale by Agent

AgentSandra (Sandy) Stinson
BrokerageeXp Realty

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