125 Main St, Cadiz, KY, 42211
About This Home
A Timeless Victorian Masterpiece! Gracing Main Street since circa 1878, the Dr. John Futrell House, as it is known locally, stands as one of Cadiz's most distinguished architectural structures - a stately Victorian residence where history, elegance, and opportunity converge. Rich in character, this extraordinary home now invites you to become the next steward of a remarkable legacy. A large front yard and a porch swing welcome you in! You will immediately notice the soaring ceilings and the beautifully handcrafted staircase. There are several original, now decorative, fireplaces adding to the charm. Featuring 6 spacious bedrooms and 5 1/2 baths, this impressive two story had an addition in later years providing more living space. Formerly operated as a successful bed and breakfast, this remarkable property is ideally suited for use as a boutique inn, event venue, or a private home. Fiber optic and city amenities add modern convenience to its vintage charm! Situated on just under an acre within the city limits of the charming town the property offers the appeal of small town living with everything you need in close proximity. Just minutes from Lake Barkley and Land Between the Lakes National Recreation Area, outdoor activity is always within easy reach. Just up the street from the heart the town where you can shop at the many antique stores! Properties of this significance seldom become available - waiting for you to make your next move!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1878
Materials
- Foundation: Block,Stone
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven,Range
- Laundry features: Main Level
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: First
Bathroom4
- Level: First
Bathroom5
- Level: Second
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: First
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Soaking Tub
- Flooring: Carpet,Hardwood,Tile
- Finished area below ground: 0
- Finished area above ground: 3,806
Foyer
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 3,806
- Total interior livable area: 3,806 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: Second
Utility Room
- Level: First
Property
Details
- Parcel number: C5115
Features
- Levels: Two
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.92 Acres
- Features: Few Trees
Parking
- Total spaces: 1
- Parking features: Driveway,Off Street
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Ice Storm
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $250 | $3,000 |
| Electricity | $300 | $3,606 |
| Total | $2,284 | $27,408 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Contingent | $299,000 |
| 2026-07-13 | Listed for sale | $299,000 |
| 2017-01-20 | Sold | $192,700 |
| 2016-11-15 | Pending sale | $199,999 |
| 2016-08-08 | Price change | $199,999 |
| 2016-03-25 | Listed for sale | $229,900 |
| 2016-03-14 | Pending sale | $229,900 |
| 2015-10-01 | Price change | $229,900 |
| 2015-04-18 | Price change | $219,900 |
| 2015-04-14 | Listed for sale | $230,000 |
| 2015-01-28 | Listing removed | $230,000 |
| 2014-07-10 | Price change | $230,000 |
| 2014-05-23 | Price change | $274,900 |
| 2013-12-14 | Listed for sale | $289,000 |
| 2007-03-27 | Sold | $177,000 |
View on Zillow