118 Periwinkle Hill Rd, Cadiz, KY, 42211
About This Home
Experience luxury waterfront living in the highly sought-after Osprey Landing Subdivision with this custom all-brick home located directly across from Devils Elbow. This stunning property features 5 spacious bedrooms and 3.5 baths, highlighted by beautiful Brazilian cherry hardwood floors and exceptional craftsmanship throughout.Designed with both comfort and functionality in mind, the home includes a full-house generator, a secure family safe room, and a finished walk-out basement complete with its own kitchen, full bath, bedrooms, and garage space — perfect for guests, extended family, or entertaining. Step outside to enjoy breathtaking waterfront views from the covered patio overlooking the inground pool. Every detail of this home has been carefully considered to create the ultimate indoor-outdoor lifestyle. A COE-approved dock is already in place, making water access effortless and ready for your next adventure. This one-of-a-kind waterfront retreat offers elegance, security, and unmatched attention to detail in an incredible location.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Double Oven,Range,Dishwasher,Microwave
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 5
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Wood,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,982
- Finished area above ground: 2,948
Heating & Cooling
- Heating features: Heat Pump,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 4,930
- Total interior livable area: 4,930 sqft
Property
Details
- Parcel number: S5002385B
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Porch,Covered
- Exterior features: Dock
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front
- Topography of land: Wooded
Lot
- Lot size: 2.80 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $692 | $8,304 |
| Property Taxes | $781 | $9,372 |
| Electricity | $389 | $4,671 |
| Total | $6,539 | $78,468 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $925,000 |
| 2021-07-12 | Sold | $691,000 |
| 2021-04-28 | Pending sale | $739,000 |
| 2020-12-22 | Listed for sale | $739,000 |
| 2011-09-16 | Sold | $440,000 |
| 2008-07-01 | Sold | $58,000 |
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