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2152 Main St, Cadiz, KY, 42211

4beds
3baths
2,400sqft
$349,500
$146price/sqft
$2,510/moest. monthly cost
$100,400/yrincome needed

About This Home

Bring the horses! This beautiful all-brick home offers 4 bedrooms and 2.5 baths, nestled on nearly 5 acres. Conveniently located just minutes from the lakes and I-24, it’s perfect for both relaxation and an easy commute. Inside, you’ll find a spacious kitchen with stainless steel appliances that opens to a cozy living room featuring a fireplace and formal dining room, ideal for gathering and entertaining. The primary suite is generously sized, complete with a walk-in closet and a private entrance leading to the backyard. Outdoors, the property is fully fenced for animals and includes a stocked pond, making it a perfect setup for hobby farming or simply enjoying nature. A long driveway provides privacy, while the detached garage offers plenty of space for vehicles, equipment, or recreational toys. The home just received a new shingle roof in the past month.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
7/10
3/10
Trigg County High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Double Oven,Built-In Gas Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Wood,Laminate,Tile
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 50069
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard
  • Waterfront features: Pond

Lot

  • Lot size: 4.93 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Drought
Earthquake
Inland Flooding
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$261$3,132
Property Taxes $293$3,516
Electricity $189$2,274
Total$2,510$30,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,057/yr
40% on housing$75,300/yr
45% on housing$66,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 42211$129
Trigg County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 42211$157
Trigg County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$389,900
2023-04-28Sold$252,000
2023-03-09Pending sale$245,000
2023-03-07Listed for sale$245,000
2012-08-03Sold$169,000

For Sale by Agent

AgentTonja West
BrokerageHome Front Real Estate

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