




2081 Bells Ridge Rd, Bedford, KY, 40006
About This Home
Welcome to this picturesque ten-acre equestrian-ready property, thoughtfully designed for both horse and rider. An expansive all-brick home overlooks open pasture, offering a peaceful and functional layout for those seeking a horse-friendly lifestyle. The property is well-suited for equine use, featuring multiple outbuildings with three horse stalls and a dedicated tack room, and just a short commute to various riding arenas and trails. Whether you're keeping a few personal horses or expanding your setup, the acreage provides flexibility and room to grow. Inside, the home offers an inviting open-concept layout with vaulted ceilings and abundant natural light. The kitchen is centered around an oversized granite island—perfect for gathering after a day in the barn. The main level includes five bedrooms, highlighted by a spacious primary suite with a spa-like bath, soaking tub, separate shower, dual vanities, and a walk-in closet. A unique spiral staircase leads to a versatile loft space—ideal for a home office, lounge, or additional sleeping area, with the option to close it off for privacy. A second primary suite with its own ensuite bath and walk-in closet is perfect for guests, trainers, or multi-generational living. The finished walkout basement provides additional space for relaxation, entertainment, or storing gear. Outdoor living is just as appealing, with two decks and a patio offering views of your pastures and barns—making it easy to keep an eye on your horses while enjoying the scenery. A large driveway and multiple garages ensure plenty of room for trailers, equipment, and vehicles. This property combines comfortable living with practical equestrian amenities, creating an ideal setting for horse owners seeking space, functionality, and tranquility.
Getting Around
Schools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walkout Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Area
- Level: First
Family Room
- Level: Basement
Features
- Finished area below ground: 1,205
- Finished area above ground: 3,404
Full Bathroom
- Level: First
Full Bathroom
- Level: First
Full Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,404
- Total interior livable area: 4,609 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Loft
- Level: Second
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 0290000066.00
Features
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Patio,Porch
- Fencing: Partial,Farm
Lot
- Lot size: 10.11 Acres
Parking
- Total spaces: 6
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $439 | $5,268 |
| Property Taxes | $602 | $7,224 |
| Electricity | $363 | $4,367 |
| Total | $4,564 | $54,768 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-01 | Listed for sale | $674,500 |
| 2026-01-01 | Listing removed | $674,500 |
| 2025-11-12 | Price change | $674,500 |
| 2025-08-25 | Price change | $675,000 |
| 2025-07-24 | Price change | $695,000 |
| 2025-07-13 | Price change | $725,000 |
| 2025-06-21 | Listed for sale | $750,000 |
| 2010-04-22 | Sold | $135,000 |
| 2010-02-04 | Sold | $100,000 |
