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449 Riverview Dr, Milton, KY, 40045

3beds
3baths
1,758sqft
$480,000
$273price/sqft
$3,245/moest. monthly cost
$129,800/yrincome needed

About This Home

Beautifully maintained 1,758 sq ft Bedford stone home with stunning views of the Ohio River! This 3-bedroom, 3 full bath home offers a desirable split floor plan and an open kitchen and dining area that flows seamlessly into the living room, perfect for everyday living and entertaining. The spacious kitchen features abundant cabinetry and a large island ideal for gathering. The primary suite includes a private bath and double closets, while a generous laundry room with a third full bath adds convenience. Expansive windows throughout fill the home with natural light and showcase the incredible river views. Enjoy cozy evenings by either of the two fireplaces, or unwind in the enclosed sunroom and open patio overlooking the Ohio . Complete with a 2-car attached garage and extra parking.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Milton Elementary SchoolGrades PK-62.5 mi
--

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 144.64
  • Dimensions: 11.30 x 12.80

Bedroom

  • Level: First
  • Area: 110.4
  • Dimensions: 9.60 x 11.50

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Area: 220.08
  • Dimensions: 16.80 x 13.10

Family Room

  • Level: First
  • Area: 291.06
  • Dimensions: 19.80 x 14.70

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,758

Full Bathroom

  • Level: First
  • Area: 33
  • Dimensions: 6.60 x 5.00

Heating & Cooling

  • Heating features: Electric,Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,758
  • Total interior livable area: 1,758 sqft

Kitchen

  • Level: First
  • Area: 186.76
  • Dimensions: 16.10 x 11.60

Living Room

  • Level: First
  • Area: 195.36
  • Dimensions: 14.80 x 13.20

Other

  • Level: First
  • Area: 434.3
  • Dimensions: 20.20 x 21.50

Primary Bathroom

  • Level: First
  • Area: 93.01
  • Dimensions: 13.10 x 7.10

Primary Bedroom

  • Level: First
  • Area: 195.19
  • Dimensions: 14.90 x 13.10

Sun Room

  • Level: First
  • Area: 112.84
  • Dimensions: 18.20 x 6.20

Property

Details

  • Parcel number: 0077002024.00

Features

  • Stories: 1
  • Patio & porch: Screened Porch,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 0.81 Acres
  • Features: See Remarks,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$326$3,912
Property Taxes $338$4,056
Electricity $154$1,850
Total$3,245$38,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,257/yr
40% on housing$97,350/yr
45% on housing$86,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 40045$213
Trimble County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 40045
Trimble County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$480,000
2020-09-14Sold$209,000
2020-07-19Listed for sale$219,500

For Sale by Agent

AgentScott Lynch
BrokerageFC Tucker/Scott Lynch Group

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