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4664 Maple Creek Rd, Williamsburg, KY, 40769

3beds
2baths
3,186sqft
$1,200,000
$377price/sqft
$8,057/moest. monthly cost
$322,280/yrincome needed

About This Home

Welcome to the peaceful countryside of Whitley County! This charming property at 4664 Maple Creek Road offers the perfect opportunity to enjoy rural Kentucky living with the convenience of being just a short drive from Williamsburg. Situated on a scenic setting, this property provides privacy, beautiful natural surroundings, and plenty of room to relax or enjoy outdoor activities. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this property offers endless potential. There is a shared gas well that provides free heat, hot water, and pool heating. Enjoy the quiet atmosphere while remaining conveniently located near shopping, dining, schools, and I-75 for an easy commute. If you've been searching for country living with room to make it your own, this property is one you won't want to miss. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
8/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Oven,Range

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 3,186

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,186
  • Total interior livable area: 3,186 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1600000014.00

Features

  • Levels: One and One Half
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 49.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$1,015$12,180
Property Taxes $724$8,688
Electricity $251$3,019
Total$8,057$96,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,240/yr
40% on housing$241,710/yr
45% on housing$214,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 40769$119
Whitley County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 40769$125
Whitley County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,200,000
2007-04-03Sold$185,000

For Sale by Agent

AgentMisty Lewis
BrokerageCENTURY 21 Advantage Realty

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