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620 S Main St, Riggins, ID, 83549

2beds
1baths
1,108sqft
$395,000
$356price/sqft
$2,635/moest. monthly cost
$105,400/yrincome needed

About This Home

Very functional home with large shady yard, detached garage and great garden spot complete with berries and fruit trees. The 1108 Sq. Ft. home is well kept with main street frontage, curbs, gutters and sidewalks. This is a must see listing!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
Riggins Elementary SchoolGrades PK-50.4 mi
6/10

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bed-Master Main Level,Number of Baths Main Level: 1
  • Flooring: Concrete,Carpet,Vinyl
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,108

Heating & Cooling

  • Heating features: Baseboard,Wood
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,108
  • Total interior livable area: 1,108 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: RPR00000157850

Features

  • Levels: One
  • Fencing: Partial,Wire
  • Waterfront features: Irrigation Canal/Ditch

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 228' x 68'

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Avalanche
Lightning
Winter Weather

FEMA Declared Disasters in Idaho County and Idaho

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $250$3,000
Property Taxes $247$2,964
Electricity $141$1,695
Total$2,635$31,620

Income You'd Need if You Spent...

35% on housing$90,342/yr
40% on housing$79,050/yr
45% on housing$70,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 83549$850
Idaho County$601

vs Homes Sold Last Month

Median $/sqft

ZIP 83549
Idaho County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentVicky Lowe
BrokerageSalmon River Realty - Riggins

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