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411 Rio Vista Blvd, McCall, ID, 83638

3beds
2baths
1,314sqft
$929,000
$707price/sqft
$5,457/moest. monthly cost
$218,280/yrincome needed

About This Home

McCall Riverfront home with 90 ft of Payette River frontage on over half an acre. This classic McCall home has 3 bedroom 2 bath plus entry den area for office our could be set up for an extra sleeping area or bedroom. Property has a nice wooded setting with great deck overlooking the River Listen to the soothing sounds of the river and walk down and Fish from your back yard. Single car garage with extra parking and pull through driveway + Room to expand the home. In the heart of McCall just a couple of minutes from the Payette Lake & downtown McCall.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
9/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Microwave,Oven/Range Freestanding,Refrigerator,Washer,Dryer

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bed-Master Main Level,Den/Office,Number of Baths Main Level: 2
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area above ground: 1,314

Heating

  • Heating features: Ceiling,Electric,Wood

Interior Area

  • Total structure area: 1,314
  • Total interior livable area: 1,314 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: RPM02220000010

Features

  • Levels: One
  • Fencing: Partial,Wood
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,River

Lot

  • Lot size: 0.55 Acres
  • Features: 1/2 - .99 AC,Views,Wooded,Winter Access

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Valley County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,697$56,364
Home Insurance $263$3,156
Property Taxes $356$4,272
Electricity $141$1,695
Total$5,457$65,484

Income You'd Need if You Spent...

35% on housing$187,097/yr
40% on housing$163,710/yr
45% on housing$145,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$707This listing

vs Other Active Listings

Avg $/sqft

ZIP 83638$564
Valley County$456

vs Homes Sold Last Month

Median $/sqft

ZIP 83638
Valley County$430

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRobert Lyons
BrokerageCentury 21 Whitewater Clark

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