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10307 Emma Loop, Cascade, ID, 83611

2beds
3baths
1,440sqft
$770,000
$535price/sqft
$4,294/moest. monthly cost
$171,760/yrincome needed

About This Home

2-bedroom cabin with an office or bonus room and 2.5 baths, situated on scenic acreage with an additional adjoining lot included. This unique property features two large detached garages, a shed, and an enclosed garden with supplies included. Enjoy the rustic charm and peaceful setting nestled among mature trees, offering breathtaking 360-degree views of the valley and surrounding mountains. The home also includes a propane-powered backup generator, a new roof, and newly installed windows and doors. The adjacent lot is equipped with power and an RV pad, offering added convenience and potential. Conveniently located near public land for endless outdoor recreation, with Herrick Reservoir just minutes away for fishing, camping, and relaxation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Cascade Elementary SchoolGrades PK-511.0 mi
3/10
Cascade Jr-Sr High SchoolGrades 6-1211.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range Freestanding,Refrigerator,Washer,Dryer

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of Baths Main Level: 2,Number of Baths Upper Level: 1,Bonus Room Level: Upper
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,008
  • Finished area above ground: 432

Heating

  • Heating features: Baseboard,Electric,Wood

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: RP003070000370 & RP003070000390

Features

  • Levels: Two
  • Has view: Yes

Lot

  • Lot size: 4.74 Acres
  • Features: 1 - 4.99 AC,Views,Winter Access

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Landslide
Lightning
Avalanche
Earthquake
Strong Wind

FEMA Declared Disasters in Valley County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance $172$2,064
Property Taxes $88$1,056
Electricity $141$1,695
Total$4,294$51,528

Income You'd Need if You Spent...

35% on housing$147,222/yr
40% on housing$128,820/yr
45% on housing$114,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$535This listing

vs Other Active Listings

Avg $/sqft

ZIP 83611$255
Valley County$457

vs Homes Sold Last Month

Median $/sqft

ZIP 83611
Valley County$430

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentFarah Petersen
BrokerageCascade Lake Realty INC

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