232 Saddle Rd, Trinidad, CO, 81082
About This Home
Headline: Exceptional Modern Ranch Oasis in Prime Location Discover this unique, top-tier contemporary ranch designed for sophisticated living. Featuring 3 spacious bedrooms, this home boasts a flexible layout with a formal dining room, dedicated entertainment area, a versatile office/craft room, and a sun-drenched, passive solar sunroom. The chef-inspired kitchen is a showstopper with high-end appliances, an induction cooktop, double ovens, and a huge walk-in pantry. The primary suite offers a tranquil retreat with a seating area and a newly remodeled, luxurious walk-in shower. Step outside to a fully fenced, park-like paradise with mature trees, two sheds, and a dog run. Includes an exceptional 2-car detached garage with a wood stove and covered patio for year-round entertaining.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Composition
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Microwave,Electric Cooktop,Oven
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s),Walk-In Closet(s),Tile Counters,Eating Area
- Window features: Blinds,Double Pane Windows
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Free Standing,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,074
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Evaporative Cooling
Interior Area
- Total structure area: 2,074
- Total interior livable area: 2,074 sqft
Property
Details
- Parcel number: 13844500
- Zoning: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Covered
- Exterior features: Barbecue
- Has view: Yes
- View description: Mountain(s),House
Lot
- Lot size: 0.39 Acres
Parking
- Total spaces: 2
- Parking features: Off Street,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $453 | $5,436 |
| Property Taxes | $78 | $936 |
| Electricity | $186 | $2,232 |
| Total | $2,486 | $29,832 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $350,000 |
| 2026-03-21 | Price change | $360,000 |
| 2026-02-17 | Listed for sale | $375,000 |
| 2026-01-01 | Listing removed | $375,000 |
| 2025-09-23 | Price change | $375,000 |
| 2025-01-05 | Listed for sale | $399,900 |
| 2019-04-15 | Sold | $275,000 |
| 2019-02-11 | Listed for sale | $275,000 |
For Sale by Agent
View on Zillow