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735 Spruce Street, Del Norte, CO, 81132

4beds
2baths
2,788sqft
$550,000
$197price/sqft
$3,466/moest. monthly cost
$138,640/yrincome needed

About This Home

Step into timeless charm with this beautifully maintained turn-of-the-century home, where historic character meets modern comfort. Rich hardwood floors, stunning original woodwork, exposed ceiling beams, and classic moldings create a warm and inviting atmosphere throughout. The spacious living room is filled with natural light and features a charming window seat—the perfect spot to relax with a book or enjoy your morning coffee. The elegant dining room offers built-in shelving and a cozy fireplace, making it an ideal space for entertaining family and friends. The updated kitchen blends modern convenience with classic style and includes a delightful breakfast nook for casual dining. The home includes four bedrooms plus a dedicated office that could serve as a fifth bedroom, providing flexible living space. The bathroom features a classic clawfoot soaking tub, adding to the home's vintage appeal. Outside, you'll find a beautifully established backyard designed for both relaxation and entertaining. Enjoy the spacious deck, mature landscaping with a sprinkler system, stately aspen and pine trees, and plenty of room to garden or play. A large powered shed provides excellent storage or hobby space, while the oversized two-car garage includes additional room for a workshop. This exceptional home combines historic elegance, thoughtful updates, and versatile living spaces, making it a rare opportunity to own a truly special property.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range Top,Refrigerator,Dishwasher,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet-Partial,Hardwood
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,788
  • Total interior livable area: 2,788 sqft

Property

Details

  • Parcel number: 1531027012
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Lawn Sprinklers

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$274$3,288
Property Taxes $201$2,412
Electricity $210$2,525
Total$3,466$41,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,834/yr
40% on housing$103,980/yr
45% on housing$92,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 81132$179
Rio Grande County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 81132
Rio Grande County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$525,000
2026-07-01Listed for sale$550,000
2017-01-23Sold$154,500
2007-02-21Sold$9,800

For Sale by Agent

AgentLarry Roberts
BrokerageRoberts Group Real Estate

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