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27 Pawnee Trail, South Fork, CO, 81154

1beds
1baths
1,512sqft
$439,000
$290price/sqft
$2,840/moest. monthly cost
$113,600/yrincome needed

About This Home

Enjoy comfortable mountain living in this spacious and well-maintained one-bedroom, one-bathroom home featuring an open-concept floor plan that seamlessly connects the kitchen, dining area, and living room. Situated on a beautifully landscaped 1.89-acre parcel just off Highway 160 and outside city limits, this property offers privacy, convenience, and incredible potential. THE LEVEL ACREAGE PROVIDES AMPLE SPACE FOR A SECOND HOME, GUEST HOUSE, OR FUTURE EXPANSION! Take in the beautiful mountain views while enjoying a location just minutes from the renowned Rio Grande Club, Wolf Creek Ski area or the thousands of acres of forest service lands that surround the area. Property highlights include an immaculate finished and heated garage with a concrete floor, an 8' x 16' storage shed, and a one-trip 20 foot storage container with built-in shelving. The storage container may be negotiable. Best of all, there are no covenants and no HOA, giving you the freedom to use the property as you choose. Short term rentals are allowed through county licensing. All major appliances, along with the washer and dryer, are included, making this move-in-ready property an exceptional opportunity for a full-time residence, mountain retreat, or investment property. New improvements include: a new roof in 2023, new garage doors in 2026, new windows on three sides in 2025, new ceiling fans in 2025, new refrigerator/freezer in 2026, new woodstore in 2024, and new water heater, rinnai propane space heater, and other new appliances within the last ten years. Appraisal that was done November 2025 is available upon request.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
6/10
Del Norte Jr/Sr High SchoolGrades 7-1212.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Living Room Dining

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet-Partial,Laminate
  • Fireplace features: Den/Family Room,Wood Burning Stove,Wood Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Space Heater,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1932200003
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck
  • Exterior features: Landscaping
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.86 Acres
  • Features: Near Golf Course,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Winter Weather
Avalanche
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$275$3,300
Property Taxes $160$1,920
Electricity $186$2,232
Total$2,840$34,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,371/yr
40% on housing$85,200/yr
45% on housing$75,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 81154$201
Rio Grande County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 81154
Rio Grande County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$439,000
2026-06-16Price change$475,000
2026-06-01Listed for sale$499,000
2015-04-23Sold$160,000

For Sale by Agent

AgentSuzy Woodward
BrokerageTeam Murphy Realty

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