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159 Dunham, Monte Vista, CO, 81144

2beds
0baths
1,764sqft
$130,000
$74price/sqft
$944/moest. monthly cost
$37,760/yrincome needed

About This Home

**Turn-of-the-Century Home with Endless Potential** Bring your vision and restore the charm of this spacious turn-of-the-century home, filled with original character and unique built-in features. This property offers incredible potential for the right buyer looking to create their dream home. The expansive living room is the heart of the home, featuring beautiful built-in bookshelves and a cozy space perfect for a reading nook or window seat. The enclosed front porch provides additional living space with built-in seating and bookshelves, making it an inviting spot to relax. The home's character continues into the bedrooms, where one features custom built-in bunk beds and another includes built-in bookshelves, adding both charm and functionality. Upstairs, you'll find a generous open loft offering endless possibilities. Whether you envision a home gym, craft studio, playroom, office, or additional bedrooms, this versatile space is ready for your personal touch. Please note that both the upstairs and downstairs bathrooms were gutted following water damage and will require complete renovation, presenting an excellent opportunity to customize them to your style. Outside, enjoy a fenced backyard shaded by several mature pine trees, along with a detached one-car garage for additional storage or parking. If you're searching for a home with historic character, distinctive built-ins, and the opportunity to build equity through renovation, this property is ready for its next chapter.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
4/10
3/10

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2

Dining Room

  • Features: Living Room Dining

Features

  • Flooring: Hardwood,Tile

Heating

  • Heating features: Floor Furnace

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Property

Details

  • Parcel number: 3336425009
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather
Drought
Earthquake

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$54$648
Property Taxes $47$564
Electricity $186$2,232
Total$944$11,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,365/yr
40% on housing$28,320/yr
45% on housing$25,173/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 81144$118
Rio Grande County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 81144
Rio Grande County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Contingent$130,000
2026-07-31Listed for sale$130,000

For Sale by Agent

AgentLarry Roberts
BrokerageRoberts Group Real Estate

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