See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

637 Canal St, Worthington, IN, 47471

4beds
4baths
4,231sqft
$395,000
$93price/sqft
$3,115/moest. monthly cost
$124,600/yrincome needed

About This Home

Nowhere else in Worthington will you find over 4200 square foot, custom built home with 4 bedrooms, 3.5 baths, an attached garage, and a 24' x 40' building, with 2.66 acres of land, in town! This home was built with all of the extras. Approaching the front door, you will notice the full front, east facing, covered porch. A perfect spot for a late afternoon siesta. Step inside to a foyer that is open to the second floor and an upper-level balcony. To the right, through a set of French doors, is the office/den, which also has access to the master suite. Left from the foyer is the dining room with direct access to the kitchen. Straight ahead through the foyer you will find the heart of the house. This open area includes the kitchen with custom cabinetry, a wrap-around bar with space for 6, and a nook for a dining table with views of the back yard. Sharing this space is the great room, which is also open to the second floor. An open staircase here leads to another balcony which overlooks this beautiful space. The great room has a gas log fireplace and a set of French doors that lead to the inviting sunroom. Your family will enjoy gathering in this calming space, which is heated by a free-standing gas fireplace and has 3-direction views of the outdoors. The large master suite, just off the great room, includes a bay window sitting area, tray ceiling, dual walk-in closets, a jetted garden tub, and a tiled, multi-head, shower with seat. Upstairs you will find one bedroom with en-suite bath and a pair of bedrooms separated by a Jack-and-Jill bathroom with dual sinks. An upstairs laundry eliminates trips with the clothes basket up and down stairs. Also on the upper level is a 450 sq. ft. bonus room with its own stair access. This space has many use options. Just off the kitchen is the spacious rear foyer area and the downstairs laundry room, with its own set of custom cabinets and full-size sink. The 2-car attached garage is insulated and finished.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Washer,Refrigerator,Dryer,Range Hood
  • Laundry features: Sink,Laundry Room

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Breakfast Bar,Tray Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,231
  • Total interior livable area: 4,231 sqft

Kitchen

  • Level: Main
  • Area: 340
  • Dimensions: 20x17

Laundry

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Master Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Property

Details

  • Parcel number: 280321222020000012
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Wrap Around

Lot

  • Lot size: 2.66 Acres
  • Features: Not In Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$446$5,352
Property Taxes $285$3,420
Electricity $387$4,654
Total$3,115$37,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,800/yr
40% on housing$93,450/yr
45% on housing$83,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 47471$97
Greene County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 47471
Greene County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$390,000
2026-07-22Price change$395,000
2026-06-18Price change$400,000
2026-06-02Listed for sale$425,000
2023-03-03Sold$294,775
2023-02-08Listed for sale$299,000
2023-02-01Contingent$299,000
2023-01-26Listed for sale$299,000
2018-05-21Listing removed$220,000
2018-05-15Price change$220,000
2018-05-10Price change$225,000
2018-04-25Price change$230,000
2018-04-02Price change$227,000
2018-03-12Price change$230,000
2017-12-07Listed for sale$235,000
2017-10-30Listing removed$235,000
2017-08-21Price change$235,000
2017-07-11Listed for sale$249,000

For Sale by Agent

AgentBart Hill
BrokerageKey Associates Signature Realty

Similar Homes