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7440 S 80 E, Wolcottville, IN, 46795

2beds
1baths
800sqft
$310,000
$388price/sqft
$2,123/moest. monthly cost
$84,920/yrincome needed

About This Home

Welcome to lake life! This beautifully updated cottage offers the perfect blend of charm, comfort, and breathtaking water views. Featuring 2 bedrooms and 1 full bath, this move-in-ready retreat boasts a spacious kitchen, dining area, and two separate living spaces—providing plenty of room to relax and entertain. Step outside to the large deck overlooking the lake, perfect for morning coffee, evening sunsets, and gathering with family and friends. The flat lot offers easy access to the water, while the storage shed provides plenty of space for all your lake toys and outdoor gear. Whether you're looking for a weekend getaway or a year-round home, this lakefront gem is ready for you to start making memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Lakeland Primary SchoolGrades K-27.5 mi
4/10
Lakeland High SchoolGrades 7-128.3 mi
5/10

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Microwave,Refrigerator,Electric Cooktop,Electric Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Laminate Counters,Open Floorplan,Stand Up Shower
  • Flooring: Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Level: Main
  • Area: 162

Living Room

  • Level: Main
  • Area: 99

Property

Details

  • Parcel number: 441031200037.000010

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Pier/Dock,Lake Front,Non Ski Lake
  • Waterbody name: Atwood Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(50)

Lot

  • Lot size: 0.28 Acres
  • Features: Level,Lake
  • Lot size dimensions: 259X50

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$164$1,968
Property Taxes $208$2,496
Electricity $184$2,212
Total$2,123$25,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,788/yr
40% on housing$63,690/yr
45% on housing$56,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 46795$170
LaGrange County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 46795
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$300,000
2026-07-17Price change$310,000
2026-06-05Listed for sale$325,000

For Sale by Agent

AgentKelly Werth
BrokerageMike Thomas Assoc., Inc

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