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276 S Poinsettia Dr, Santa Claus, IN, 47579

3beds
4baths
2,132sqft
$267,500
$125price/sqft
$1,854/moest. monthly cost
$74,160/yrincome needed

About This Home

LAKEVIEW home with an Additional Lot, located in one of the most desirable neighborhoods inside of Christmas Lake Village. This immaculately kept home offers 2,132 sqft of living space and features 3 Bedrooms, 2 Full Baths and 2 Half Baths. "Attention to Detail" is the standard when viewing this property as there is not a room that does not have something unique about it. Upon entering the home, your guests are welcomed into a beautiful living room with large windows. The space invites one to grab a cup of coffee, sit in front of the wood burning fireplace and take in the breathtaking views of Christmas Lake. Entertaining will certainly not be an issue as there is a large 21x12 family space with an abundance of built-in shelving and cabinetry that make this home unique and timeless. The kitchen is well appointed and comes with all of the appliances, kitchen island and even two sinks. Hosting dinners will not be an issue as the Dining Room has plenty of space and can accommodate a larger dining table. Just off of the kitchen you will find the laundry room, storage area and not one, but two, half baths. The primary Bedroom has large closets, can accommodate a larger bed and even offers an ensuite bathroom. There is a carport with an attached 16X16 ft. storage shed to the rear of the home and a backyard that is ready for your next family barbeque. There is an additional lot that comes with this home so expanding your space is certainly going to be an option. The property is spectacular with it's beautiful trees but it is the landscaping that will take your breath away. Come Spring and Summer, the years of dedication to the landscaping will make this property come to life and be the envy of the neighborhood. Originally, this home was used as an office for Christmas Lake Village where buyers could learn about the village, see available lots and become lot owners. History is in no shortage with this home and neither are the personal touches that make this home stand out. Home is being sold 'As-Is".

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Asphalt
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Refrigerator,Washer,Exhaust Fan,Electric Range,Trash Compactor,Solar Hot Water
  • Laundry features: Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Main
  • Area: 576

Features

  • Bookcases,Ceiling Fan(s),Laminate Counters,Kitchen Island,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry
  • Door features: Six Panel Doors,Storm Door(s)
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,132

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 740502104042.002005
  • Other equipment: TV Antenna

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Exterior features: Workshop
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Pier/Dock Available,Private Beach,Walk to Lake Access,Ski Lake,Lake
  • Waterbody name: Christmas Lake

Lot

  • Lot size: 0.65 Acres
  • Features: Few Trees,Rolling Slope,City/Town/Suburb,Lake,Landscaped
  • Lot size dimensions: 186x152

Parking

  • Parking features: Concrete,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,352$16,224
Home Insurance *$154$1,848
Property Taxes $153$1,836
Electricity $195$2,345
Total$1,854$22,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,565/yr
40% on housing$55,620/yr
45% on housing$49,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 47579$178
Spencer County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 47579
Spencer County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$277,000
2026-04-08Listed for sale$279,000
2026-03-23Pending sale$279,000
2026-03-03Price change$279,000
2026-01-06Price change$285,000
2025-12-03Price change$298,000
2025-10-24Listed for sale$315,000

For Sale by Agent

AgentJodey Reisz
BrokerageeXp Realty, LLC

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