455 W Evergreen Plz S, Santa Claus, IN, 47579
About This Home
Welcome to lakefront living in Evergreen Subdivision, where generous space, beautiful views, and thoughtful updates come together on Christmas Lake. Situated on a desirable flat lakefront lot with a private dock, this 5-bedroom, 3.5-bath ranch offers over 5,300 square feet of living space, including a huge walkout basement designed for entertaining, storage, hobbies, and flexible living. The main level features 9-foot ceilings, new flooring, fresh paint, and an inviting open floor plan connecting the great room, kitchen, and breakfast nook. The great room offers a gas fireplace and lake views, while the kitchen includes Corian countertops, Aristocraft cabinetry, an island overlooking the living space, and appliances that remain with the home. A formal dining room near the front entry adds an elegant space for gatherings, and the TV/den with double French doors offers a great option for a home office, media room, or quiet retreat. The spacious primary suite is located on the main floor and features two walk-in closets, a large bathroom with double sinks, and a tiled shower. Three additional bedrooms, a full bath, a half bath, and a large laundry room with cabinetry complete the main level. The walkout basement offers incredible flexibility with a wide-open entertaining area, an additional bedroom, full bath, craft room with cabinetry, and excellent storage. The craft room was designed with future possibilities in mind and could potentially be converted into additional bedrooms or used as part of a mother-in-law suite, with cabinetry and water/sewer nearby. An unfinished workshop/storage area and additional furnace room storage provide even more function. Outdoor living is just as impressive with a covered deck upstairs, covered patio below, level backyard, private dock, and beautiful Christmas Lake views from nearly every angle. With its lakefront setting, remodeled interior, whole-home speaker system, and rare combination of space and usability, this home is ready to enjoy both inside and out.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Oven-Built-In
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Exterior Entry,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 156
Family Room
- Level: Main
- Area: 399
Features
- Sound System,Ceiling-9+,Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Double Vanity,Main Level Bedroom Suite
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 2,676
- Finished area above ground: 2,676
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,352
- Total interior livable area: 5,352 sqft
Kitchen
- Level: Main
- Area: 150
Property
Details
- Parcel number: 740502301007.000005
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck Covered
- Exterior features: Workshop
- Has spa: Yes
- Spa features: Jet Tub
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Waterfront-Level Bank,Pier/Dock,Lake Front,Ski Lake
- Waterbody name: Christmas Lake
- Frontage length: Channel/Canal Frontage(0),Water Frontage(73)
Lot
- Lot size: 0.26 Acres
- Features: Few Trees,Rural Subdivision
- Lot size dimensions: 84x164x76x176
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $573 | $6,876 |
| Property Taxes | $748 | $8,976 |
| Electricity | $490 | $5,887 |
| Total | $6,842 | $82,104 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $1,200,000 |
| 2018-06-12 | Sold | $365,000 |
For Sale by Agent
View on Zillow