3097 E Stahl Rd, Monon, IN, 47959
About This Home
Charming cottage on a double lot with easement access to the calm Big Monon Bay of Lake Shafer. The outdoor space is a standout with a large deck offering lake views, manicured landscaping, a fenced yard, and a storage shed with lean-to. A boat dock and lift at the easement make lake days effortless. The 24' x 24' attached heated two-car garage and two driveways provide generous parking and storage. Perfect as a year-round home or a relaxing lake retreat, this property blends modern comfort with easy lakeside living. The interior is spotless with easy flow throughout. Master bedroom offers a bay view and has plenty of storage throughout.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Washer,Dryer-Electric,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned
Basement
- Basement: Crawl Space,Block,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Open Floorplan
- Finished area below ground: 0
- Finished area above ground: 1,102
Heating & Cooling
- Heating features: Natural Gas,Conventional,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,102
- Total interior livable area: 1,102 sqft
Kitchen
- Area: 121
Living Room
- Area: 414
Property
Details
- Parcel number: 918331000037.000013
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Lift-Covered,Boat Lift-Temporary
- Fencing: Chain Link
- Waterfront features: Boat Docking Rights,Access to Ski Lake,Lake
- Waterbody name: Lake Shafer
- Frontage length: Channel/Canal Frontage(0),Water Frontage(20)
Lot
- Lot size: 0.29 Acres
- Features: Level,Lake
- Lot size dimensions: 114 X 110
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $68 | $816 |
| Electricity | $184 | $2,212 |
| Total | $1,870 | $22,440 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Price change | $295,900 |
| 2026-03-13 | Price change | $309,900 |
| 2026-02-25 | Listed for sale | $319,900 |
| 2025-10-24 | Listing removed | $339,900 |
| 2025-08-26 | Price change | $339,900 |
| 2025-08-01 | Listed for sale | $349,900 |
| 2024-03-13 | Sold | $290,000 |
| 2024-03-05 | Pending sale | $304,900 |
| 2023-12-04 | Price change | $304,900 |
| 2023-12-01 | Listed for sale | $309,900 |
| 2023-10-26 | Pending sale | $309,900 |
| 2023-10-02 | Listed for sale | $309,900 |
| 2021-09-13 | Sold | $235,000 |
| 2021-09-08 | Pending sale | $249,900 |
| 2021-08-24 | Contingent | $249,900 |
| 2021-08-19 | Listed for sale | $249,900 |
| 2017-07-28 | Sold | $126,900 |
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