418 S 1st St SE, Clay City, IL, 62824
About This Home
Large 4 bedroom, 2 bath home located on 1 acre!! Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions: Lender pre-approval letter for all financed offers (dated within 30 days) This property MAY qualify for Seller financing. (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 198
- Dimensions: 11X18
Bedroom3
- Level: Main
- Area: 169
- Dimensions: 13X13
Bedroom4
- Level: Main
- Area: 204
- Dimensions: 17X12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 228
- Dimensions: 19X12
Family Room
- Level: Main
- Area: 270
- Dimensions: 18X15
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,888 sqft
Kitchen
- Level: Main
- Area: 209
- Dimensions: 19X11
Living Room
- Level: Main
- Area: 345
- Dimensions: 23X15
Master Bedroom
- Level: Main
- Area: 180
- Dimensions: 12X15
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1220100012
- Special condition: Real Estate Owned
Features
- Stories: 1
Lot
- Lot size: 1.07 Acres
- Lot size dimensions: 155x301
Parking
- Total spaces: 6
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $127 | $1,524 |
| Electricity | $222 | $2,665 |
| Total | $1,129 | $13,548 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2019-09-14 | Listing removed | $129,000 |
| 2019-03-13 | Listed for sale | $129,000 |
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