See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

216 S Main St, Flora, IL, 62839

2beds
1baths
832sqft
$69,000
$83price/sqft
$560/moest. monthly cost
$22,400/yrincome needed

About This Home

Looking for an affordable home with plenty of storage, a massive garage, and room to make it your own? This charming one story home offers 832 square feet of comfortable living space and sits on a nice 0.17 acre lot. Inside you'll find a spacious living room featuring beautiful hardwood floors and plenty of natural light. The home offers one comfortable bedroom plus a bonus room that would make a great home office, nursery, hobby room, or guest space. The full bathroom has been updated with an easy access walk in shower. The kitchen provides ample cabinet space and is conveniently located near the dining area, making everyday living simple and functional. Replacement windows help improve efficiency, while central heat and air keep you comfortable year round. One of the standout features of this property is the large covered rear deck, providing the perfect place to relax, entertain, or enjoy your morning coffee rain or shine. Need a shop? You'll love the impressive 46 x 30 block garage, built in 1940, offering endless possibilities for vehicles, a workshop, hobbies, storage, or your next project. A full basement provides even more storage space along with easy access to the home's mechanical systems. Whether you're searching for your first home, looking to downsize, or wanting an affordable property with exceptional garage space, this one deserves a look!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
Flora Elementary SchoolGrades PK-50.5 mi
8/10
6/10
Flora High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven

Basement

  • Area: 775

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Carpet,Linoleum,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 832

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,607
  • Total interior livable area: 832 sqft

Kitchen

  • Features: Pass-Through,Other Counters

Property

Details

  • Parcel number: 1025331011
  • Lease amount: 0
  • Special condition: Estate

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Open Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$82$984
Property Taxes $0$0
Electricity $130$1,569
Total$560$6,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,200/yr
40% on housing$16,800/yr
45% on housing$14,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 62839$88
Clay County$69

vs Homes Sold Last Month

Median $/sqft

ZIP 62839
Clay County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Listed for sale$69,000

For Sale by Agent

AgentAmy Bailey
BrokerageAMY LEE REALTY LLC

Similar Homes