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917 N State St, Flora, IL, 62839

2beds
1baths
1,070sqft
$95,000
$89price/sqft
$820/moest. monthly cost
$32,800/yrincome needed

About This Home

Beautiful up to date home located on great street that is nestled back off the main road. From the welcoming front porch to the unique details, you will be pleased. A solid wood front door with a portal window add to the appealing features. An oversized living room with hardwood floors, block glass accents, and is open to the dining area. An Eat-in kitchen with a built in spice shelf and breakfast nook.The home is a 2 bedroom (could easily be 3), The larger of the bedrooms is in the rear of the home and is spacious with built in closets, drawers, and upper storage. The 2nd bedroom is also good sized and ample closet space. The bonus room has plank flooring, knotty pine walls and a large window. It could easily be a 3rd bedroom, den, cave, game room, or craft room. Property has been improved with 2008 3-dimentional Roof, 2009 Windows (except 2), Upgraded Bathroom 2012, New meter loop and breaker box 2012, Water Heater 2016, Paint 2019-21. Home has beautiful hardwood floors.Nice backyard includes an oversized storage building and alley access. Appliances will remain with home. This Home has both central air and heat. An attached garage with built in storage is also a perk of the property. Approximate Room Sizes: Living Room 13.9x18.4, Dining Room 11x9.3, Kitchen 14.9x10.9, Bonus 11x9, Bath 8.3x6.3, Bedroom 12x12, Bedroom 10.6x12

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Flora Elementary SchoolGrades PK-51.0 mi
8/10
6/10
Flora High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding,Vinyl Siding

Notable Dates

  • Major remodel year: 2012

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl
  • Finished area above ground: 1,070

Heating & Cooling

  • Heating features: Gas,Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,070
  • Total interior livable area: 1,070 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 1026214010
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 9,147 sqft
  • Features: Trees

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$114$1,368
Property Taxes $96$1,152
Electricity $130$1,569
Total$820$9,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,114/yr
40% on housing$24,600/yr
45% on housing$21,866/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 62839$86
Clay County$68

vs Homes Sold Last Month

Median $/sqft

ZIP 62839
Clay County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$95,000
2022-04-18Sold$83,000
2022-02-12Contingent$85,000
2022-02-10Listed for sale$85,000
2017-07-28Sold$65,000
2017-06-06Listed for sale$65,000
2014-01-29Sold$58,500
2013-08-28Price change$65,500
2013-05-29Listed for sale$66,500

For Sale by Agent

AgentAmy Bailey
BrokerageAMY LEE REALTY LLC

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