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328 Starling Dr, Louisville, IL, 62858

0beds
0baths
0sqft
$150,000
--price/sqft
$1,221/moest. monthly cost
$48,840/yrincome needed

About This Home

The 2024 real estate taxes were $2,763.74 This is an amazingly diverse property with unbelievable potential. The 4.22 acres is a combination of open yard area and mature timber being mostly in white oaks. The property has Little Wabash River frontage which provides amazing views overlooking the river. The property is improved with a 25'X47' cabin/lodge with 1,175sq.ft. that was built in 1985. It is improved with a concrete slab foundation, wood log and stone siding, and a metal roof. The building is improved with all utilities and has heating and air conditioning. The layout consists of a large open floorplan with a partitioned kitchen area, and one restroom. This property has endless potential and would make an ideal wedding venue or other entertainment business. It would also be an ideal weekend getaway spot or small hunting property & with just a little work it would make a beautiful country home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0636200010
  • Lease amount: 0

Lot

  • Lot size: 4.22 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$181$2,172
Property Taxes $152$1,824
Electricity $130$1,569
Total$1,221$14,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,862/yr
40% on housing$36,630/yr
45% on housing$32,560/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62858$35
Clay County$66

vs Homes Sold Last Month

Median $/sqft

ZIP 62858
Clay County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$150,000
2025-12-11Listed for sale$159,000
2023-11-16Sold$145,000
2021-05-05Sold$73,000
2017-07-24Sold$31,000

For Sale by Agent

AgentWilliam J. Carson
BrokerageCarson Auction & Realty Co.

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