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615 N William St, Farmer City, IL, 61842

4beds
2baths
2,461sqft
$229,900
$93price/sqft
$1,837/moest. monthly cost
$73,480/yrincome needed

About This Home

Wow!! This home is a showstopper!! If you have been looking for a home that provides the best of both worlds? Historic character blended with modern features and amenities? Well we have it and it is ready for you to call "HOME"! This beautiful home features original, gleaming hardwood floors, decorative crown moulding, large trim work, soaring 10-foot ceilings, and oversized windows that flood the home with natural light. With a diverse, flowing and fully functional floorplan, you can let your imagination run wild with all of the living and layout possibilities! This is all sitting on huge lot, measuring in at almost half an acre! There is also a two story carriage house that could be utilized for a plethora of extra curricular opportunities for the new homeowner. Close proximity to schools and public pools is just icing on the cake. I could go on and on, but I will let the house tell you the rest! Schedule your showing today and don't forget to bring your checkbook for this one! :)

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Brick,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Rented
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 160
  • Dimensions: 16X10

Family Room

  • Level: Main
  • Area: 400
  • Dimensions: 16X25

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,High Ceilings,Separate Dining Room
  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Steam,Baseboard,Radiator(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,241
  • Total interior livable area: 2,461 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Walk-in,SolidSurfaceCounter,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 204
  • Dimensions: 12X17

Laundry

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 35
  • Dimensions: 5X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 182
  • Dimensions: 13X14

Office

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Pantry

  • Level: Main
  • Area: 15
  • Dimensions: 5X3

Screened Porch

  • Level: Main
  • Area: 260
  • Dimensions: 26X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0528146005
  • Special condition: None
  • Other equipment: TV-Cable

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 165X116

Parking

  • Total spaces: 1
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$170$2,040
Property Taxes $316$3,792
Electricity $189$2,271
Total$1,837$22,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,982/yr
40% on housing$55,110/yr
45% on housing$48,986/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 61842$95
De Witt County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61842
De Witt County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$229,900
2026-07-10Price change$229,900
2026-06-16Price change$239,900
2026-06-03Listed for sale$247,900
2022-08-10Sold$194,900
2022-07-03Contingent$194,900
2022-07-03Listed for sale$194,900
2014-07-11Sold$139,000
2014-03-21Listed for sale$144,900
2014-01-18Listing removed$149,000
2013-08-10Listed for sale$149,000
2013-07-08Listing removed$165,000
2013-04-10Listed for sale$165,000

For Sale by Agent

AgentEddie Mullins
BrokerageRE/MAX REALTY ASSOCIATES-CHA

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