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426 W Madison St, Paris, IL, 61944

5beds
2baths
2,441sqft
$50,000
$20price/sqft
$823/moest. monthly cost
$32,920/yrincome needed

About This Home

Enter into timeless elegance with this spacious 5-bedroom Victorian home, full of character and original woodwork throughout. A large, inviting front porch sets the tone as you enter into a generous living room, perfect for gatherings and everyday living. The main level features a separate dining room, a cozy eat-in kitchen, and a bonus family room offering extra flexibility. The primary bedroom and a full bathroom complete the main floor layout. An open staircase leads to the upper level, where you'll find four additional bedrooms and a second full bathroom, ideal for a growing household or guests. A large attic and an unfinished basement offer incredible storage or potential to expand your living space. Enjoy quiet moments on the enclosed back porch or take advantage of the spacious backyard, complete with a massive 4-car detached garage. This home is being sold as-is and offers a unique opportunity to own a piece of historic charm in Paris, IL. Don't miss out on making it your own! Call today to schedule a private showing.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
7/10
Mayo Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,None

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Main Level Primary
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,441

Heating & Cooling

  • Heating features: Electric,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,441
  • Total interior livable area: 2,441 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 091801305005
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 71 x 147

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$329$3,948
Property Taxes $55$660
Electricity $187$2,253
Total$823$9,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,217/yr
40% on housing$24,690/yr
45% on housing$21,946/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$20This listing

vs Other Active Listings

Avg $/sqft

ZIP 61944$107
Edgar County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 61944
Edgar County$34

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$59,500
2025-10-13Listing removed$70,000
2025-10-08Price change$70,000
2025-09-19Price change$64,900
2025-08-14Price change$72,500
2025-05-29Price change$77,500
2025-05-13Listed for sale$82,500
2023-04-28Sold$70,000
2023-03-24Pending sale$75,000
2023-02-14Price change$75,000
2023-01-18Listed for sale$87,900

For Sale by Agent

AgentSamantha Cary
BrokerageHapp Realty

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