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230 E Madison St, Paris, IL, 61944

4beds
2baths
1,956sqft
$168,000
$86price/sqft
$2,293/moest. monthly cost
$91,720/yrincome needed

About This Home

Beautifully renovated 4 bedroom, 2 bath home with quality updates throughout! This move-in-ready home features a completely new kitchen with new cabinetry, countertops, and appliances, two fully remodeled bathrooms, new flooring, fresh paint, updated fixtures, and many additional improvements. The stunning woodwork and beautiful pocket doors add warmth and charm throughout, while the flexible floor plan includes a spacious main-level room that could easily serve as a fifth bedroom. The full basement offers ample storage, while the detached two-car garage provides space for vehicles, hobbies, or a workshop. This is a must-see home where the sellers have done the work so you can simply move in and enjoy.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
7/10
Mayo Middle SchoolGrades 6-80.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Window features: Replacement Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,956

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,956
  • Total interior livable area: 1,956 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 091801406008
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Front Porch

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $849$10,188
Home Insurance *$1,108$13,296
Property Taxes $186$2,232
Electricity $150$1,805
Total$2,293$27,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,617/yr
40% on housing$68,790/yr
45% on housing$61,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 61944$104
Edgar County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 61944
Edgar County$34

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$168,000
2025-07-23Sold$50,000
2000-09-14Sold$55,000

For Sale by Agent

AgentJosh Andrews
BrokerageParis Realty

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