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1225 W Randolph St, Vandalia, IL, 62471

2beds
1baths
912sqft
$85,000
$93price/sqft
$833/moest. monthly cost
$33,320/yrincome needed

About This Home

Ready to make a home your own? Come take a look at this charming 2-bedroom home with a spacious detached garage and plenty of potential! Recent exterior updates including a new roof, siding, and gutters in 2025 providing peace of mind and set the stage for years of low-maintenance ownership. Inside, you’ll find a cozy living room that flows into the kitchen, creating a comfortable and functional layout. This home also features a main floor laundry, conveniently located at the back of the home which is hard to find in 2 bedroom home of this size. Outside, the property continues to impress with a nice-sized, insulated two-car detached garage, perfect for a workshop, hobby space, extra storage, or keeping your vehicles protected. This home will only qualify for cash or conventional loan buyers. Get in touch today to see if you could make this one all your own!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free-Standing Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 181417276010
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 7,601 sqft
  • Features: Sloped
  • Lot size dimensions: 153 x 50

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$104$1,248
Property Taxes $170$2,040
Electricity $130$1,569
Total$833$9,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,560/yr
40% on housing$24,990/yr
45% on housing$22,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 62471$77
Fayette County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 62471
Fayette County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-29Listed for sale$85,000

For Sale by Agent

AgentTyler D Schmitt
BrokerageThats A Wrap Realty

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