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About This Home

Calling all savvy investors and home-seekers! This cozy 1-bedroom, 1-bath home in the heart of Zeigler is packed with potential and personality. Whether you're looking to grow your rental portfolio or searching for a peaceful personal retreat, this is your chance! Step into a welcoming living area that flows into a bonus space perfect for a dining room or office. The kitchen is conveniently located with the bathroom and laundry room just off to the side, adding functionality to everyday living. Enjoy the peace and privacy of a large backyard with no neighbors behind you, and direct access to the adjacent city park. Affordable, adorable, and waiting for your touch—Call today for a showing!

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

4/10

Zeigler-Royalton Elementary SchoolGrades PK-52.1 mi

3/10

Zeigler-Royalton Jr High SchoolGrades 6-82.1 mi

Zeigler-Royalton High SchoolGrades 9-122.2 mi

Construction

Condition

Year built: 1950

Materials

Foundation: Block
Roof: Shingle
Construction materials: Frame,Vinyl Siding

Type & Style

Home type: SingleFamily
Architectural style: Ranch
Property subType: Single Family Residence,Residential

Interior

Appliances

Appliances included: Range,Refrigerator

Basement

Basement: Crawl Space

Bedroom1

Level: Main
Dimensions: 12ft 0in x 15ft 0in

Bedrooms & Bathrooms

Bedrooms: 1
Bathrooms: 1
Full bathrooms: 1

Heating & Cooling

Heating features: Forced Air
Cooling features: Central Air

Interior Area

Total structure area: 930
Total interior livable area: 930 sqft

Kitchen

Level: Main
Dimensions: 15ft 0in x 10ft 0in

Living Room

Level: Main
Dimensions: 8ft 0in x 16ft 0in

Main Level

Area: 930

Property

Details

Parcel number: 1024154005

Lot

Lot size: 5,000 sqft
Features: Level
Lot size dimensions: 50 x 100

Parking

Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveVery High
EarthquakeRelatively High
Heat WaveRelatively High
Inland FloodingRelatively High
LightningRelatively High
Strong WindRelatively High
TornadoRelatively High
Winter WeatherRelatively High
DroughtModerate
HailModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$267	$3,204
Home Insurance *	$109	$1,308
Property Taxes	$52	$624
Electricity	$130	$1,569
Total	$558	$6,696

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$22,320/yr

35% on housing$19,131/yr

40% on housing$16,740/yr

45% on housing$14,880/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

Current Policies

Residential: 1,961Commercial: 62

Total Premiums$4.35M

Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%

13.0%

0%30.0%

Electricity Growth Rate10-year average: 5.5%

5.5%

0%15.0%

Property Taxes Growth Rate2-year average: 2.8%

2.8%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 62999—

Franklin County$84

vs Homes Sold Last Month

Median $/sqft