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706 N Victor St, Christopher, IL, 62822

2beds
1baths
1,150sqft
$69,900
$61price/sqft
$705/moest. monthly cost
$28,200/yrincome needed

About This Home

2 bedroom 1 bath home with vinyl siding and a 1 car detached garage!!!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
5/10
Christopher High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 104
  • Dimensions: 13X8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,150 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Property

Details

  • Parcel number: 0625127003
  • Special condition: Real Estate Owned

Features

  • Stories: 1

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 48x132

Parking

  • Total spaces: 1
  • Parking features: Gravel,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$154$1,848
Property Taxes $68$816
Electricity $130$1,569
Total$705$8,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,171/yr
40% on housing$21,150/yr
45% on housing$18,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 62822$51
Franklin County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 62822
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-06-20Sold$69,000
2023-05-24Contingent$69,900
2023-05-17Price change$69,900
2023-05-08Listed for sale$73,000
2023-03-12Contingent$73,000
2023-03-01Price change$73,000
2023-02-11Listed for sale$79,900
2023-01-29Contingent$79,900
2022-12-14Price change$79,900
2022-11-24Listed for sale$84,900
2022-11-24Listing removed--
2022-11-14Price change$84,900
2022-03-22Pending sale$40,000
2022-02-23Listed for sale$40,000

Unknown Listed By

AgentPaula Arpasi, GRI,SFR
BrokerageHomefinders Realty

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