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502 W Cherry Ave, Christopher, IL, 62822

2beds
1baths
1,393sqft
$195,000
$140price/sqft
$1,736/moest. monthly cost
$69,440/yrincome needed

About This Home

Come see your very own oasis in the middle of town. Beautiful decking front and back to enjoy the evening air and pool side for all fun filled outside entertaining! This cozy 2 bedroom and 1 bath home sits on one lot and has 4 spacious lots directly behind it with a 3-car garage to take full advantage of with having a/c and heat. The home has many updates throughout, including windows, HVAC, doors, and a steel coated lifetime metal roof in 2015. Let's hear from you today for your private tour! `

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
5/10
Christopher High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Cooktop,Oven,Electric Cooktop,Humidifier

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Dimensions: COMBO

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Attic: Unfinished

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 170
  • Dimensions: 17X10

Heating & Cooling

  • Heating features: Electric,Baseboard,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,393 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Updated Kitchen),Flooring (Luxury Vinyl),Window Treatments (Wood Frames)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Laundry

  • Features: Flooring (Brick)
  • Level: Main
  • Area: 120
  • Dimensions: 8X15

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Display Window(s),Screens,Shutters)
  • Level: Main
  • Area: 459
  • Dimensions: 17X27

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds,Wood Frames)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0626291004
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Backup Sump Pump;

Features

  • Stories: 1
  • Exterior features: Lighting
  • Fencing: Fenced,Chain Link

Lot

  • Lot size: 6,000 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 50x120

Parking

  • Total spaces: 5
  • Parking features: Gravel,Off Alley,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$429$5,148
Property Taxes $191$2,292
Electricity $130$1,569
Total$1,736$20,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,520/yr
40% on housing$52,080/yr
45% on housing$46,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 62822$41
Franklin County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 62822
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$195,000
2026-07-06Listed for sale$198,000

For Sale by Agent

AgentAngela Evans
BrokerageHOME SWEET HOME REAL ESTATE

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