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420 N 9th St, Benton, IL, 62812

3beds
2baths
1,050sqft
$137,500
$131price/sqft
$1,386/moest. monthly cost
$55,440/yrincome needed

About This Home

House for Sale by Owner Benton, IL 420 Nth 9th St On dead end street Ideal for small family or elderly couple. Unique built house with cedar siding ** 3 bedrooms 1 1/2 bath ** Large Living Room-- with Cathedral Ceiling & 2 Bay Windows ** Large brick Fireplace ** Matching appliances in kitchen ** Never been smoked in ** 1 - Car attached garage ** Pantry - Washer/Dryer Room ** Newer Electric Heat Pump & Water ** Heater ** Nice covered back patio with partially fenced back yard ** 1 Nice shed MUST SEE Reduced to $144,900 obo Call Greg at (618) 439-7146. If not home, leave message please.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Benton Grade School 5-8Grades 5-80.7 mi
5/10
Benton Cons High SchoolGrades 9-120.4 mi
4/10
Benton Grade School K-4Grades PK-40.7 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 0817304001

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $695$8,340
Home Insurance *$306$3,672
Property Taxes $255$3,060
Electricity $130$1,569
Total$1,386$16,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,520/yr
40% on housing$41,580/yr
45% on housing$36,960/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 62812$94
Franklin County$83

vs Homes Sold Last Month

Median $/sqft

ZIP 62812
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$139,900
2026-03-27Listed for sale$144,900
2026-03-11Listing removed$144,900
2026-01-30Price change$144,900
2025-11-19Listed for sale$149,900
2025-11-19Listing removed$149,900
2025-10-16Price change$149,900
2025-09-30Price change$159,900
2025-09-11Listed for sale$164,900

For Sale by Owner

AgentProperty Owner

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