623 W Race St, Ridgway, IL, 62979
About This Home
This charming 3-bedroom, 1-bath home sits on a desirable corner lot and includes an additional lot next door complete with hookups-offering extra space and potential. With approximately 1,568 square feet, the home features a spacious living and dining room combo, plus a versatile family room that could easily serve as a 4th bedroom, along with a small office area perfect for working from home or extra storage. The kitchen comes equipped with appliances that stay, and the washer and dryer are also included for added convenience. Enjoy relaxing on the front porch or entertaining on the back patio, with a shed providing additional storage space. This property offers a great combination of comfort, flexibility, and value!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Asphalt
- Construction materials: Frame,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,568
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Property
Details
- Parcel number: 0700207401
- Lease amount: 0
Features
- Patio & porch: Patio,Covered Porch
Lot
- Lot size: 0.45 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Tornado
- Winter Weather
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $133 | $1,596 |
| Electricity | $130 | $1,569 |
| Total | $1,091 | $13,092 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $115,000 |
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