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204 S Henry St, Ashkum, IL, 60911

2beds
1baths
1,148sqft
$215,900
$188price/sqft
$1,737/moest. monthly cost
$69,480/yrincome needed

About This Home

Beautiful 2 bedroom, 1 bath home built in 2020 offering 1,148 sq ft of modern living space. Situated along the river in Ashkum, this newer construction home provides the perfect blend of comfort and peaceful surroundings. Step inside to an open and inviting layout with updated finishes and low-maintenance living throughout. The home features a crawl space (no basement), making everything conveniently located on one level. Enjoy river views and the serenity of small-town living in a move-in ready property that still feels like new. Don't miss this opportunity to own a newer home in a great location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
2/10
Central High SchoolGrades 9-126.8 mi
6/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Open Floorplan
  • Attic: Unfinished
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Wood Laminate),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 240
  • Dimensions: 10X24

Living Room

  • Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 266
  • Dimensions: 14X19

Master Bedroom

  • Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 11283270020000
  • Zoning: OTHER
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Back of Property
  • Water view: Back of Property
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 100 X 100

Parking

  • Total spaces: 4
  • Parking features: Gravel,Off Street,Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,091$13,092
Home Insurance *$247$2,964
Property Taxes $269$3,228
Electricity $130$1,569
Total$1,737$20,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,554/yr
40% on housing$52,110/yr
45% on housing$46,320/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 60911$112
Iroquois County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 60911
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$224,900
2026-03-04Listed for sale$229,900
2023-12-06Sold$182,000
2023-11-07Contingent$179,900
2023-10-25Price change$179,900
2023-10-13Listed for sale$189,900

For Sale by Agent

AgentJustin Rogers
BrokerageVillage Realty Inc

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