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224 N Maple St, Gilman, IL, 60938

6beds
3baths
3,500sqft
$297,500
$85price/sqft
$2,450/moest. monthly cost
$98,000/yrincome needed

About This Home

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
7/10
Iroquois West High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Stucco

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Storage Space,Full

Bedroom2

  • Level: Second
  • Area: 140
  • Dimensions: 10X14

Bedroom3

  • Level: Second
  • Area: 140
  • Dimensions: 14X10

Bedroom4

  • Level: Second
  • Area: 140
  • Dimensions: 14X10

Bedroom5

  • Level: Second
  • Area: 140
  • Dimensions: 10X14

Bedroom6

  • Level: Second
  • Area: 140
  • Dimensions: 10X14

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second
  • Area: 760
  • Dimensions: 20X38

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Family Room

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Workshop
  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,500 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Laundry

  • Level: Basement
  • Area: 225
  • Dimensions: 15X15

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 17313780080000
  • Zoning: SINGL
  • Special condition: Home Warranty

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 75X150

Parking

  • Total spaces: 9
  • Parking features: Gravel,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,504$18,048
Home Insurance *$306$3,672
Property Taxes $371$4,452
Electricity $269$3,230
Total$2,450$29,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,000/yr
40% on housing$73,500/yr
45% on housing$65,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 60938$66
Iroquois County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 60938
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$297,000
2026-02-20Price change$299,900
2025-09-08Price change$314,900
2025-07-07Listed for sale$350,000

For Sale by Agent

AgentStephen Styck
BrokerageStyken Real Estate and Property Management

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