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308 E Mulberry St, Watseka, IL, 60970

3beds
3baths
1,960sqft
$125,000
$64price/sqft
$1,064/moest. monthly cost
$42,560/yrincome needed

About This Home

Love vintage charm? This 2-story Victorian gem in Watseka is packed with personality! Featuring 3 comfy bedrooms, 2.5 baths, and just under 2,000 sq ft, there's plenty of room to stretch out. The spacious backyard is ready for BBQs and pool parties with an awesome above-ground pool. Come for the character, stay for the fun - this one's a must-see!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Glenn Raymond SchoolGrades 1-50.3 mi
7/10
5/10

Construction

Condition

  • Year built: 1862

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,940
  • Total interior livable area: 1,960 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 392
  • Dimensions: 28X14

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 19324870100000
  • Zoning: SINGL
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 75 X 150

Parking

  • Total spaces: 7
  • Parking features: Yes,Garage Owned,Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$126$1,512
Property Taxes $156$1,872
Electricity $150$1,809
Total$1,064$12,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,480/yr
40% on housing$31,920/yr
45% on housing$28,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 60970$91
Iroquois County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 60970
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$125,000
2025-11-19Price change$135,000
2025-09-08Price change$149,900
2025-08-09Price change$159,900
2025-07-12Listed for sale$169,900

For Sale by Agent

AgentTim Smith, ABR,e-PRO
BrokerageSmith's Real Estate Services,

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