137 Chippewa Dr, Loda, IL, 60948
About This Home
4-bedroom on 1 acre with rare heated shop at Lake Iroquois, full lake access and amenities If you've been looking for a home that offers space to live, work, and play-this is it. Set on a full acre in the Lake Iroquois community in Loda, IL, this 4-bedroom, 2.5-bath home offers over 2,000 square feet of comfortable living paired with exceptional garage and workshop space that is hard to find at this price point. A standout feature is the heated and insulated 32x24 detached workshop with 9ft ceilings, complete with water and electric-perfect for hobbies, woodworking, mechanics, storage, or small business use. In addition, the property also includes an attached garage and plenty of driveway space, offering outstanding flexibility for vehicles, boats, and recreational gear. Inside, the move-in ready home offers a functional layout with spacious bedrooms, multiple living areas, and natural light throughout. Outside, the 1-acre lot provides room to spread out, garden, entertain, or simply enjoy a more private setting. Recent updates: AC, water heater, appliances. As part of the HOA Lake Iroquois community, residents enjoy many benefits and access to a private lake, beach, pool, parks, trails, and courts for tennis and pickleball-offering a true lifestyle upgrade, not just a home. This is a rare opportunity to own a property that blends acreage, workshop capability, and lake community amenities all in one. Located just 40 minutes north of Champaign, Illinois.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 10X11
Bedroom3
- Level: Second
- Area: 180
- Dimensions: 15X12
Bedroom4
- Level: Second
- Area: 192
- Dimensions: 16X12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 256
- Dimensions: 16X16
Features
- Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath
- Flooring: Hardwood
- Attic: Pull Down Stair
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,053 sqft
Kitchen
- Level: Main
- Area: 80
- Dimensions: 10X8
Laundry
- Level: Main
- Area: 110
- Dimensions: 10X11
Living Room
- Level: Main
- Area: 270
- Dimensions: 15X18
Master Bedroom
- Level: Main
- Area: 165
- Dimensions: 11X15
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 36192760340000
- Special condition: None
- Other equipment: Water-Softener Rented,Ceiling Fan(s)
Features
- Stories: 2
- Patio & porch: Deck,Patio
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 3.5
- Parking features: Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Attached,Detached
- Has garage: Yes
- Attached garage spaces: 3.5
- Covered spaces: 3.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $327 | $3,924 |
| Property Taxes | $373 | $4,476 |
| Electricity | $157 | $1,894 |
| Total | $2,368 | $28,416 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $299,000 |
| 2026-06-09 | Listed for sale | $309,000 |
| 2021-03-24 | Listing removed | -- |
| 2015-11-21 | Listing removed | $154,900 |
| 2015-08-23 | Listed for sale | $154,900 |
| 2009-09-15 | Sold | $56,500 |
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