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1864 N 2753rd Rd, Ottawa, IL, 61350

4beds
3baths
3,721sqft
$380,000
$102price/sqft
$3,067/moest. monthly cost
$122,680/yrincome needed

About This Home

Enjoy ample space for family or a quiet remote work space for any age . Country living yet close to main roads, shopping and restaurants. The spacious yard and expansive deck, 2 gazebos, large Jungle Gym and a stocked fishing pond that will provide abundant space for social gatherings or family play. The yard also features an additional 2 story yard barn for hobbies and a 4 car garage for spacious storage and ample parking. The home interior main level is highlighted by a spacious yet intimate family room with a wood burning fireplace. The second floor space boasts of skylights, 4 bedrooms and 2 bathrooms. The master bedroom includes an en-suite bath, jetted tub, walk-in closet and space for a king size bed. The attached large 5 car garage is heated, has an I beam and an air compressor. Note: There are 2 lots. Note: The taxes reflect PIN 1543227000 and half of PIN 1907413000.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Rutland Elementary SchoolGrades PK-84.8 mi
3/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 165

Bedroom3

  • Level: Upper
  • Area: 110

Bedroom4

  • Level: Upper
  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 156

Family Room

  • Level: Main
  • Area: 216

Features

  • Window features: Skylight(s)
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,084
  • Finished area above ground: 2,637

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,721
  • Total interior livable area: 3,721 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 130

Master Bedroom

  • Level: Upper
  • Area: 266

Property

Details

  • Parcel number: 1543221000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Has view: Yes
  • View description: Country

Lot

  • Lot size: 0.56 Acres
  • Features: City/Town

Parking

  • Total spaces: 5
  • Parking features: Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$259$3,108
Property Taxes $601$7,212
Electricity $286$3,434
Total$3,067$36,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,154/yr
40% on housing$92,010/yr
45% on housing$81,786/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$187
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$380,000
2009-04-17Sold$185,000

For Sale by Agent

AgentLloyd Chapman
BrokerageLloyd Chapman Realty Co.

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