See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

322 Fitzgerald St, Oglesby, IL, 61348

2beds
1baths
816sqft
$139,000
$170price/sqft
$1,149/moest. monthly cost
$45,960/yrincome needed

About This Home

GREAT ONE LEVEL living with this two-bedroom, one bathroom home in Ogelsby. The simple floor plan includes a living room, kitchen with dining area, two bedrooms, one full bathroom and a utility room that can be converted back to a bedroom or den, if needed. This move-in ready home has a full basement that is perfect for your storage needs. The home is serviced by a forced air furnace and central air conditioning (2020). The property is situated in an attractive neighborhood at the NE edge of Oglesby. The deep lot is perfect for entertaining, bonfires & yard games. Ideal property for anyone looking for a starter home, downsizing or as an income producing property. Check out this cozy home that is conveniently located near Interstates 39 & 80, close to Starved Rock State Park.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-50.3 mi
7/10
7/10

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Asbestos

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Foyer

  • Level: Main
  • Area: 24
  • Dimensions: 4X6

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 816 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Master Bedroom

  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1825104024
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 90 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$97$1,164
Property Taxes $220$2,640
Electricity $130$1,569
Total$1,149$13,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,394/yr
40% on housing$34,470/yr
45% on housing$30,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 61348$84
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61348$147
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2020-11-20Sold$50,000
2020-10-12Pending sale$55,000
2020-10-09Listed for sale$55,000
2020-10-07Pending sale$55,000
2020-10-02Listed for sale$55,000

For Sale by Agent

AgentCraig Meyer
BrokerageMeyer-Jochums Agency

Similar Homes