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1014 Walnut St, Ottawa, IL, 61350

2beds
1baths
986sqft
$164,900
$167price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

WELCOME HOME! 2 BEDROOM, 1 BATH AND 2 CAR GARAGE! FRESHLY PAINTED INTERIOR! NEW CARPET! HARDWOOD FLOORS IN KITCHEN AND DINING AREA! HOT TUB HAS NOT BEEN USED BY THE SELLER! SIT AND ENJOY YOUR MORNING COFFEE OR/AND RELAX AFTER A LONG'S DAY WORK IN THE HUGE 24X14 DECK! HOME COMES WITH AN EXTENDED 2.5 CAR GARAGE! A NICE PLACE TO CALL HOME! BROKER OWNED!

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
4/10
Shepherd Middle SchoolGrades 7-82.1 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Other

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 90
  • Dimensions: 10X09

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 986 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 220
  • Dimensions: 20X11

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Master Bedroom

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2111125005
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 60X120

Parking

  • Total spaces: 6.5
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Off Alley,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$112$1,344
Property Taxes $261$3,132
Electricity $130$1,569
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$187
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$159,900
2026-07-28Listed for sale$164,900
2026-07-06Contingent$164,900
2026-06-24Listed for sale$164,900
2026-02-13Sold$96,500
2017-10-13Sold$105,000
2017-08-25Pending sale$101,900
2017-08-11Price change$101,900
2017-06-26Listed for sale$105,000
2017-06-23Pending sale$105,000
2017-05-31Listed for sale$105,000
2014-06-20Sold$95,000
2014-05-06Pending sale$98,500
2014-04-26Price change$98,500
2014-04-08Listed for sale$110,000

For Sale by Agent

AgentMario Carrillo
BrokerageKettley & Co. Inc. - Aurora

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