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300 E Lafayette St, Ottawa, IL, 61350

4beds
2baths
2,677sqft
$296,900
$111price/sqft
$2,310/moest. monthly cost
$92,400/yrincome needed

About This Home

Welcome to this timeless Victorian masterpiece, beautifully situated on a prominent corner lot in the heart of Ottawa, just a short 0.3-mile (approximately 5-minute) walk to Washington Square Park and all that downtown Ottawa has to offer. Situated on two separate lots with two PINs, this remarkable property combines historic elegance, exceptional craftsmanship, and an unbeatable location. From the moment you arrive, you'll be captivated by the home's incredible curb appeal, highlighted by mature landscaping and a stunning wraparound L-shaped front porch-the perfect place to enjoy your morning coffee, unwind in the evening, or simply take in the beauty of the neighborhood. Step inside through the welcoming 4x4 vestibule into a breathtaking grand foyer featuring an impressive open staircase with intricate original millwork and a beautiful built-in light fixture that immediately showcases the home's remarkable character. Throughout the home, you'll find gorgeous hardwood floors, exquisite crown mouldings, transom windows, pocket doors, and stunning woodwork that simply cannot be replicated in today's construction. The spacious living room is filled with natural light and flows seamlessly into the inviting family room, where a beautiful fireplace creates a warm gathering space and a door provides direct access to the wraparound porch. The formal dining room is equally impressive, featuring hardwood flooring, elegant chair rail detailing, and ample space for entertaining. The spacious kitchen comes complete with appliances and offers convenient access to the attached 1.5-car garage. Upstairs, the generous landing creates a charming library or reading loft overlooking the staircase. The second level offers four spacious bedrooms, including a primary bedroom featuring its own beautiful decorative fireplace, along with a shared full bathroom. The walk-up attic provides exciting potential for future finished living space, while the full basement offers abundant storage, tall ceilings, large windows, a convenient half bathroom, and a beautifully finished shower-making it an incredibly functional space. Thoughtful updates include an electrical system updated by Brian Garland, central air conditioning added in 2024, and a roof replacement completed in 2016, providing modern comfort while preserving the home's historic integrity. Offering two separate lots with individual PINs, extraordinary architectural details, abundant living space, and an exceptional location within walking distance of downtown Ottawa's restaurants, shopping, festivals, and parks, this is a rare opportunity to own a true piece of Ottawa history. Homes with this level of craftsmanship, charm, and character rarely become available.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

4/10
4/10
Shepherd Middle SchoolGrades 7-81.9 mi
3/10

Construction

Condition

  • Year built: 1881

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 126
  • Dimensions: 14X9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Features

  • Historic/Period Mlwk,Separate Dining Room
  • Flooring: Hardwood

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 104
  • Dimensions: 8X13

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,677 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Laundry

  • Level: Basement
  • Area: 224
  • Dimensions: 16X14

Library

  • Level: Second
  • Area: 216
  • Dimensions: 12X18

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 208
  • Dimensions: 13X16

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 224
  • Dimensions: 16X14

Other

  • Level: Attic
  • Area: 1426
  • Dimensions: 31X46

Storage

  • Level: Basement
  • Area: 221
  • Dimensions: 13X17

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2111229006
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 117x78x78x5x16x110

Parking

  • Total spaces: 5
  • Parking features: Yes,Attached,Unassigned,Off Street,Driveway,On Street,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,501$18,012
Home Insurance *$202$2,424
Property Taxes $402$4,824
Electricity $205$2,470
Total$2,310$27,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,200/yr
40% on housing$69,300/yr
45% on housing$61,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$187
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentGeorge Shanley
BrokerageColdwell Banker Real Estate Group

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