527 E Main St, Ottawa, IL, 61350
About This Home
This recently remodeled two-story Eastside home with FOUR lots offers the perfect blend of history and modern comfort-plus a front-row view of Ottawa's softball field. A new concrete front porch and ramp (2023) lead into a bright, open-concept layout designed for everyday living and entertaining. The main floor features an updated kitchen (2023) with newer appliances that flows seamlessly into a spacious great room, complete with a convenient half bath for guests. The first-floor primary suite provides a private retreat with a beautifully updated ensuite featuring ceramic tile, heated floors, and a smart toilet, along with a stunning cedar walk-in closet added in 2024. Upstairs, you'll find three additional bedrooms and a full bath, all refreshed with new flooring and paint (2023). Additional improvements include new oak stairs, a new front door, updated flooring throughout, and fresh finishes that make this home truly move-in ready. This property offers plenty of room to relax or play, with a fully fenced yard and electric gate (2023). A quality Morton outbuilding with a brand-new overhead door (2025) provides excellent storage or workspace. Brand new AC unit installed October 2025. The same owners have lovingly cared for this home since 1971-now ready for its next chapter. AGENT RELATED
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1850
Materials
- Construction materials: Vinyl Siding,Brick
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,High End Refrigerator,Freezer,Washer,Dryer,Stainless Steel Appliance(s),Water Softener
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Level: Second
- Area: 160
- Dimensions: 10X16
Bedroom3
- Level: Second
- Area: 160
- Dimensions: 10X16
Bedroom4
- Level: Second
- Area: 168
- Dimensions: 12X14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 442
- Dimensions: 17X26
Features
- Vaulted Ceiling(s),1st Floor Bedroom,Walk-In Closet(s),Open Floorplan
Foyer
- Level: Main
- Area: 168
- Dimensions: 8X21
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Radiant Floor
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,773 sqft
Kitchen
- Level: Main
- Area: 264
- Dimensions: 22X12
Laundry
- Level: Main
- Area: 104
- Dimensions: 13X8
Living Room
- Level: Main
- Area: 650
- Dimensions: 25X26
Master Bedroom
- Features: Bathroom (Full)
- Level: Main
- Area: 352
- Dimensions: 22X16
Property
Accessibility
- Accessibility features: Door Width 32 Inches or More,Swing In Door(s),Entry Slope less than 1 foot,Disability Access
Details
- Parcel number: 2112307005
- Special condition: None
Features
- Stories: 2
Lot
- Lot size: 8,460 sqft
- Lot size dimensions: 60X141
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Garage,Yes,Attached,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Drought
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $375 | $4,500 |
| Property Taxes | $870 | $10,440 |
| Electricity | $213 | $2,559 |
| Total | $4,239 | $50,868 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $580,000 |
| 2026-02-10 | Listing removed | $629,000 |
| 2025-10-22 | Price change | $629,000 |
| 2025-10-14 | Listed for sale | $650,000 |
View on Zillow