627 E Main St, Ottawa, IL, 61350
About This Home
Welcome home to this charming historic gem in the heart of downtown Ottawa! This spacious 3-bedroom, 2.1-bath home blends timeless character with thoughtful updates throughout. From the moment you step inside, you'll love the soaring ceilings, stunning original woodwork, and abundance of natural light pouring through the oversized windows. The updated kitchen is perfect for gathering and entertaining, featuring a massive island with plenty of cabinet space. The walk-out basement offers even more living potential and includes a brand-new full bathroom and is completely drywalled to be a blank canvas for you to finish. Outside, the huge backyard provides endless possibilities - whether you envision hosting summer BBQs, playing sports, adding a pool, or creating your own private oasis overlooking the river. Nature lovers will especially appreciate the peaceful setting, with local wildlife frequently visiting the yard, adding to the beauty and serenity of this unique property. Located just steps from Ottawa Township High School and only a few blocks from downtown Ottawa, you'll enjoy easy access to local shops, restaurants, festivals, and seasonal events. Spend the holidays at the beloved Christkindlmarket, enjoy community festivals year-round, and watch spectacular 4th of July fireworks right from your own deck! This is historic charm, modern comfort, and downtown living all in one beautiful home.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1875
Materials
- Roof: Asphalt
- Construction materials: Brick,Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Full,Walk-Out Access
Bedroom2
- Level: Second
- Area: 224
- Dimensions: 14X16
Bedroom3
- Level: Second
- Area: 120
- Dimensions: 10X12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 168
- Dimensions: 12X14
Enclosed Porch
- Level: Main
- Area: 198
- Dimensions: 9X22
Family Room
- Level: Main
- Area: 442
- Dimensions: 17X26
Features
- Built-in Features,High Ceilings,Historic/Period Mlwk
- Window features: Screens
- Flooring: Hardwood
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,926 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Island)
- Level: Main
- Area: 204
- Dimensions: 12X17
Master Bedroom
- Level: Second
- Area: 221
- Dimensions: 13X17
Office
- Level: Basement
- Area: 207
- Dimensions: 9X23
Recreation Room
- Level: Basement
- Area: 425
- Dimensions: 17X25
Storage
- Level: Basement
- Area: 70
- Dimensions: 7X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 2112308004
- Special condition: None
Features
- Stories: 2
- Patio & porch: Deck,Screened
- Has view: Yes
- View description: Water,Back of Property,Side(s) of Property
- Has water view: Yes
- Water view: Water,Back of Property,Side(s) of Property
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: ILLINOIS RIVER
Lot
- Lot size: 8,723 sqft
- Features: Mature Trees
- Lot size dimensions: 61 x 143
Parking
- Total spaces: 2
- Parking features: Asphalt,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Drought
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $379 | $4,548 |
| Electricity | $148 | $1,777 |
| Total | $1,903 | $22,836 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $235,000 |
| 2026-08-05 | Price change | $235,000 |
| 2026-07-21 | Listed for sale | $239,999 |
| 2026-07-19 | Listing removed | $240,000 |
| 2026-06-23 | Listed for sale | $240,000 |
| 2026-06-17 | Contingent | $240,000 |
| 2026-06-10 | Price change | $240,000 |
| 2026-06-06 | Listed for sale | $250,000 |
| 2018-05-22 | Sold | $145,000 |
| 2013-12-17 | Listing removed | $159,900 |
| 2013-09-20 | Price change | $159,900 |
| 2013-09-12 | Price change | $169,900 |
| 2013-08-20 | Listed for sale | $180,000 |
| 2013-04-03 | Listing removed | $1,200 |
| 2013-03-22 | Listed for rent | $1,200 |
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