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217 20th Ave, Naplate, IL, 61350

4beds
2baths
2,102sqft
$244,500
$116price/sqft
$1,951/moest. monthly cost
$78,040/yrincome needed

About This Home

Room to Grow. Space to Gather. Ready for Your Next Chapter. Welcome to this charming all-brick 4-bedroom, 2-bath bungalow that's ready to welcome its next family. Offering a spacious and functional layout, this home provides the flexibility today's families need, whether you're looking for extra bedrooms, dedicated work-from-home space, or simply room to spread out and enjoy everyday life. Natural light fills the home, creating a warm and inviting atmosphere throughout. The versatile bonus room can easily become a family room, playroom, home office, hobby space, or whatever best fits your lifestyle. Every room offers an opportunity to make this home uniquely your own. Outside, you'll appreciate the detached two-car garage and handicap-accessible ramp, adding convenience and flexibility for a variety of needs. To help you put your own finishing touches on the home, the seller is offering a credit toward new flooring, giving you the opportunity to personalize the space while building equity from day one. Whether it's movie nights with the family, holiday gatherings, creating the perfect home office, or simply giving everyone a little more room to breathe, this home offers the flexibility to fit the way your family lives. Schedule your private showing today and come experience everything this home has to offer. Seller is willing to work with buyers to help make this home become their own.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Lincoln Elementary SchoolGrades PK-41.5 mi
4/10
Shepherd Middle SchoolGrades 7-82.6 mi
3/10

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Bedroom4

  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second
  • Area: 100
  • Dimensions: 10X10

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 10X16

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,102
  • Total interior livable area: 2,102 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Master Bedroom

  • Level: Second
  • Area: 176
  • Dimensions: 16X11

Sun Room

  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Property

Accessibility

  • Accessibility features: Wheelchair Ramp(s),Disability Access

Details

  • Parcel number: 2116212008
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,300 sqft
  • Lot size dimensions: 50X146

Parking

  • Total spaces: 4
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,236$14,832
Home Insurance *$167$2,004
Property Taxes $387$4,644
Electricity $161$1,940
Total$1,951$23,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,891/yr
40% on housing$58,530/yr
45% on housing$52,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$187
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listing removed$244,900
2026-06-15Price change$244,900
2026-06-07Price change$249,000
2026-05-23Listed for sale$250,000
2020-04-30Sold$139,900
2020-03-17Pending sale$139,900
2020-03-05Listed for sale$139,900
2019-07-15Listing removed$102,000
2019-06-13Listed for sale$102,000
2019-04-16Pending sale$102,000
2019-03-29Listed for sale$102,000
2019-01-29Pending sale$102,000
2018-12-06Listed for sale$102,000

For Sale by Agent

AgentCara Cameron
BrokerageCrosstown Realtors, Inc.

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