401 E Prospect Ave, Ottawa, IL, 61350
About This Home
Step into timeless elegance with this spacious historic Victorian home offering 5 bedrooms, 2 full bathrooms, and beautiful character throughout. Situated on a corner lot with a fully fenced backyard, this stately residence makes a lasting first impression with its striking curb appeal and expansive covered front porch welcoming you home. Inside, the grand foyer showcases a stunning staircase and sets the tone for the craftsmanship and charm found throughout. The inviting living room features an original stained glass window and pocket doors, while the formal dining room flows seamlessly into the updated kitchen complete with included appliances, maple cabinetry with leaded glass accents, granite countertops, and a beautiful tin ceiling. Just off the dining room, a cozy family room or den with a wood-burning fireplace offers flexible living space and could also serve as a potential main-floor bedroom. The main level also includes a full bathroom with tub/shower combo, a spacious walk-in pantry, and access to a private balcony area. Upstairs, you'll find five generously sized bedrooms and a beautifully appointed full bathroom featuring a separate shower, jetted tub, double vanity, and stunning windows that fill the space with natural light. Outside, the paver patio and fully fenced backyard create the perfect setting for entertaining, relaxing, kids, or pets. A detached 2-car garage with a floored loft provides excellent additional storage, along with an attached shed for even more functionality. This remarkable home offers the perfect blend of historic charm, spacious living, and thoughtful updates-all in a beautiful setting ready for its next chapter.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1887
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 238
- Dimensions: 14X17
Bedroom3
- Features: Flooring (Hardwood)
- Level: Second
- Area: 169
- Dimensions: 13X13
Bedroom4
- Features: Flooring (Hardwood)
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedroom5
- Level: Second
- Area: 117
- Dimensions: 13X9
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Breakfast Room
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 120
- Dimensions: 12X10
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 234
- Dimensions: 18X13
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 270
- Dimensions: 18X15
Features
- 1st Floor Bedroom,1st Floor Full Bath,Historic/Period Mlwk,Granite Counters,Separate Dining Room
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Living Room,Master Bedroom
- Fireplace: Yes
- Attic: Interior Stair,Unfinished
Foyer
- Features: Flooring (Hardwood)
- Level: Main
- Area: 169
- Dimensions: 13X13
Heating & Cooling
- Heating features: None
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 2,862 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Pantry-Closet),Flooring (Ceramic Tile)
- Level: Main
- Area: 108
- Dimensions: 12X9
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 224
- Dimensions: 14X16
Master Bedroom
- Features: Flooring (Hardwood)
- Level: Second
- Area: 270
- Dimensions: 18X15
Pantry
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 21
- Dimensions: 7X3
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 2212335005
- Special condition: None
Features
- Stories: 2
- Patio & porch: Porch,Patio
- Fencing: Fenced
Lot
- Lot size: 7,840 sqft
- Features: Corner Lot,Level
- Lot size dimensions: 60X135X60X135
Parking
- Total spaces: 6
- Parking features: Concrete,Yes,Garage Owned,Detached,Unassigned,Off Street,Driveway,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $554 | $6,648 |
| Electricity | $220 | $2,641 |
| Total | $2,782 | $33,384 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $325,000 |
| 2026-05-29 | Listed for sale | $350,000 |
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