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1101 Country Oak Dr, Ottawa, IL, 61350

4beds
4baths
2,304sqft
$359,900
$156price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
Shepherd Middle SchoolGrades 7-81.3 mi
3/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Daylight

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 361
  • Dimensions: 19X19

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Family Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 252
  • Dimensions: 14X18

Features

  • Separate Dining Room
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,252
  • Total interior livable area: 2,304 sqft

Kitchen

  • Features: Kitchen (Island),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Laundry

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 45
  • Dimensions: 5X9

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Other

  • Level: Lower
  • Area: 690
  • Dimensions: 23X30

Other

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 42
  • Dimensions: 6X7

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 54
  • Dimensions: 6X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2214346010
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 104 x 107

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$245$2,940
Property Taxes $569$6,828
Electricity $177$2,126
Total$2,810$33,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$186
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$359,900

For Sale by Agent

AgentTammy Barry
BrokerageHomesmart Realty Group IL

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