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1123 Country Oak Dr, Ottawa, IL, 61350

4beds
4baths
2,846sqft
$575,000
$202price/sqft
$4,427/moest. monthly cost
$177,080/yrincome needed

About This Home

This home was built for people who like to live well and gather often. With more than 4,000 square feet of finished living space-including a finished basement designed for fun-it offers room to spread out without ever feeling disconnected. One of the first things you notice is the living room: tall, airy ceilings that pull in the daylight and a fireplace that anchors the entire space. The kitchen serves as the hub of the home, with an island made for conversations, morning coffee, or last-minute homework help. There's space for a table, a walk-in pantry for real storage, plus a separate dining room for when the moment calls for something a little more formal. An office on the main floor keeps work close but not in the way. Upstairs, the primary suite feels genuinely private-complete with its own full bath and a large walk-in closet that doesn't require compromise. Three additional bedrooms share the level, along with a laundry hookup so baskets don't have to travel far. The finished basement is another world of its own: a wet bar for game days, a family room that's perfect for movie nights or a laid-back hangout, an exercise area, generous storage, and even a set of stairs that leads directly to the garage-one of those thoughtful touches you don't realize you need until you have it. Outside is where the home really shows its personality. A wide stamped-concrete patio stretches toward the pool, complete with a slide and a spa. It's the kind of backyard that becomes the default gathering place-summer birthdays, late-evening swims, quiet Sunday mornings. The mechanicals have been responsibly updated: tankless water heater, a furnace just a year old, air conditioner replaced this past summer, and roof and siding installed seven years ago. Everything about this home is designed to make everyday life comfortable and hosting effortless. It's the rare place that works as well on a quiet weeknight as it does with a house full of guests.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
4/10
Shepherd Middle SchoolGrades 7-81.4 mi
3/10

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Level: Second
  • Area: 225
  • Dimensions: 15X15

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom4

  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Features

  • Cathedral Ceiling(s),Wet Bar,Walk-In Closet(s),Separate Dining Room
  • Window features: Screens
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Basement
  • Fireplace: Yes
  • Finished area below ground: 1,396

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,242
  • Total interior livable area: 2,846 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Butler)
  • Level: Main
  • Area: 330
  • Dimensions: 15X22

Laundry

  • Level: Second
  • Area: 12
  • Dimensions: 6X2

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 360
  • Dimensions: 20X18

Office

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Other

  • Level: Basement
  • Area: 1080
  • Dimensions: 36X30

Walk In Closet

  • Level: Second
  • Area: 98
  • Dimensions: 7X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2214349002
  • Special condition: None

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub

Lot

  • Lot size dimensions: 92.6x149.86x32.54x95.39x129.48

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$392$4,704
Property Taxes $910$10,920
Electricity $218$2,626
Total$4,427$53,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,782/yr
40% on housing$132,810/yr
45% on housing$118,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$185
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listing removed$579,000
2025-11-19Listed for sale$579,000
2006-03-01Sold$273,000

For Sale by Agent

AgentDouglas Carroll
BrokerageRE/MAX 1st Choice

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