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1104 Chicory Ln, Ottawa, IL, 61350

4beds
3baths
1,996sqft
$340,000
$170price/sqft
$2,642/moest. monthly cost
$105,680/yrincome needed

About This Home

Located in a desirable southside Ottawa neighborhood, this 4 bedroom, 2.5 bath home offers space, updates, and practical features throughout. The home includes comfortable main-level living along with recently added living space in the basement, giving buyers extra room for a rec area, home office, workout space, or additional hangout area. Several important updates have already been completed, including new windows on the south-facing portion of the home, both upper and lower in 2025, an upgraded furnace and A/C in 2023, and a new hot water heater in 2023. Additional exterior updates include roof in 2018, siding in 2017, and fence in 2016. The backyard has also been refreshed with brand-new landscaping, creating a clean and inviting outdoor space. Get to work in the 2-car attached garage equip with electrical and cabinetry- perfect for storage, hobbies, tools, or projects. Home is Move in Ready!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
4/10
Shepherd Middle SchoolGrades 7-81.2 mi
3/10

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Partially Finished,Full

Bedroom2

  • Level: Second
  • Area: 143
  • Dimensions: 11X13

Bedroom3

  • Level: Second
  • Area: 140
  • Dimensions: 10X14

Bedroom4

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Family Room

  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,996 sqft

Kitchen

  • Level: Main
  • Area: 308
  • Dimensions: 14X22

Laundry

  • Level: Main
  • Area: 25
  • Dimensions: 5X5

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 198
  • Dimensions: 11X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2214352010
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 5,725 sqft
  • Lot size dimensions: 135x118x100

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$232$2,784
Property Taxes $538$6,456
Electricity $153$1,842
Total$2,642$31,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,582/yr
40% on housing$79,260/yr
45% on housing$70,453/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$186
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$340,000
2026-07-06Listed for sale$345,000
2021-06-25Sold$250,000
2021-05-05Pending sale$235,000
2021-05-04Contingent$235,000
2021-04-30Listed for sale$235,000
2013-05-09Sold$150,000
2007-05-04Sold$179,900

For Sale by Agent

AgentJessica Lucas
BrokerageRE/MAX 1st Choice

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