2650 N State Route 23, Ottawa, IL, 61350
About This Home
Country Charm Meets Modern Comfort! This beautifully renovated farmhouse blends timeless character with extensive modern updates and is ready for its next owner. Situated on 2 scenic acres, this move-in-ready home offers 3 bedrooms, a dedicated office, and 1.5 bathrooms. The office already has plumbing in place, providing an excellent opportunity to create a second full bathroom on the upper level. Over the past five years, the property has undergone significant improvements, including a new roof, siding, windows, basement stairs, landscaping, drainage tile system, sealed basement, generator, detached garage with loft storage, remodeled bathroom with walk-in shower, and a completely reimagined kitchen. Additional value can be found in the walk-through attic, which has been renovated to connect with the loft storage above the garage. These spaces offer exciting potential to be finished as additional living space, a home office, studio, or guest quarters. A standout feature is the impressive 39' x 63' heated outbuilding, complete with an oversized door designed to accommodate large vehicles, RVs, boats, equipment, or hobby projects. Whether you're a contractor, collector, hobbyist, or simply need exceptional storage space, this building offers endless possibilities. Enjoy the perfect combination of rural charm, modern updates, and versatile space-all within a beautifully maintained country setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1941
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Cement Siding
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Unfinished,Partial
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 180
- Dimensions: 10X18
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 464
- Dimensions: 29X16
Features
- 1st Floor Bedroom,1st Floor Full Bath,Beamed Ceilings,Open Floorplan,Quartz Counters
- Flooring: Hardwood
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,652 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Pantry-Closet,Custom Cabinetry),Flooring (Hardwood)
- Level: Main
- Area: 338
- Dimensions: 13X26
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 240
- Dimensions: 12X20
Master Bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 195
- Dimensions: 15X13
Office
- Level: Second
- Area: 84
- Dimensions: 7X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 2224419000
- Special condition: None
- Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Generator
Features
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size: 2 Acres
- Lot size dimensions: 195 x 418 x 206 x 438
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,525 | $30,300 |
| Home Insurance * | $341 | $4,092 |
| Property Taxes | $790 | $9,480 |
| Electricity | $203 | $2,447 |
| Total | $3,859 | $46,308 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $499,500 |
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