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221 E Scott St, Seneca, IL, 61360

3beds
3baths
1,500sqft
$259,500
$173price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

Open floor plan, family room in finished side of basement. Laundry conveniently located on second floor by bedrooms large kitchen/ dining room 3/4"hardwood floors and tiled bathroom floors vinyl kitchen floor, many newer updates.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

9/10
Seneca High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 2424312017

Features

  • Exterior features: Vinyl,Wood

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,312$15,744
Home Insurance *$184$2,208
Property Taxes $410$4,920
Electricity $130$1,569
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 61360$131
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61360$130
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$259,500
2026-05-18Listed for sale$259,900
2013-03-29Sold$80,107
2013-03-08Listed for sale$77,900
2005-03-07Sold$153,900

For Sale by Owner

AgentProperty Owner

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